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Best Texas Mortgage Lenders

Browse 33 top-rated mortgage lenders in Texas as of April 24, 2025. See lender reviews, ratings, and investment specialties.

  • business profile image

    NMLS # 1799947

    Beeline Loans, Inc

    Conventional & Gov.

    Hard/Private/Non-QM

    4.7 stars
    354 Reviews

    Conventional & Gov.

    Hard/Private/Non-QM

    As seen in Forbes and Money. Access the same loans the property tycoons use. Pain-free investment property loans for all kinds of situations, so you can watch that rent roll in. Tailored investor application - apply in less than 10 minutes. Fast, stress-free closing. view more
  • business profile image

    Fynd Capital

    Hard/Private/Non-QM

    235 forum posts

    Hard/Private/Non-QM

    I’m not just a lender—I’m an investor first. I know the frustration of dealing with financing that feels like a ‘take it or leave it’ offer, with no real conversation or guidance. That’s why I built Fynd Capital—to be the lending partner I always wished I had. One that thinks like an investor and provides smart, flexible financing on your terms. view more
  • business profile image

    NMLS # 1606597

    Momentum Loans

    Conventional & Gov.

    Hard/Private/Non-QM

    4.4 stars
    50 Reviews

    Conventional & Gov.

    Hard/Private/Non-QM

    Great Rates Offering great rates to our customers is just the start of what makes us different. Great Process We process your loan fast…sometimes too fast! But we know how important it is to get your loan done quick! Great People Our people are the engine of our business and each one is focused on what is best for our customers. view more
Showing 31 - 33 of 33 Texas Lenders

Texas Mortgage Rates Today

How to Find a Lender in Texas


To choose a lender that aligns with your investing goals, start by asking the right questions about their experience with real estate investors and their flexibility in loan terms. When speaking with a potential lender, ask about their familiarity with investment-specific loan products, such as portfolio loans, bridge loans, or cash-out refinancing options, and how often they work with investors in your target market. Understanding the lender's typical loan-to-value (LTV) ratios and whether they offer specialized financing—like quick approvals for competitive markets—can reveal how well their services support quick, strategic property purchases.

In addition to loan features, inquire about fees, interest rates, and their approach to managing multiple property loans. For example, ask if they provide discounts on financing for investors with multiple properties or if they offer customizable loan packages based on your long-term goals. A lender who is open to building a relationship and adjusting terms to your needs is often a better fit for a growing investment portfolio. Finally, get recommendations from local real estate investment groups, which can provide insights into which lenders in your area have a strong track record with investors. And remember there is no one size fits all lender, you will want to find the right one for your investing needs.

Testimonials

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Jorge R.

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Pierre J.

"Easy to use and found a great Lender! Still going through the process but should close this week!"

John C.