For Sale – Assumable 2.75% VA Mortgage – Kingwood, TX

For Sale – Assumable 2.75% VA Mortgage – Kingwood, TX

We're selling our 4 bed, 2 bath, 2-car garage, two-story home (2,400 sq ft) in Kingwood (77345)—a quiet, clean, family-friendly neighborhood with top-rated schools, parks, and great neighbors. We’ve loved living here but are relocating up north to escape the heat and humidity.

Home Details

• Two-Story – 2,400 Sq Ft

• 4 Bed / 2 Bath / 2-Car Garage

• 7,900 Sq Ft Lot – Well Treed

• Kingwood, TX 77345

• Assumable VA loan @ 2.75% fixed, 30-year

• ~25.5 years remaining

• $221,000 loan balance

• ~$110,000 equity

• Comps range $320k to $335k

Mortgage Perks
A 2.75% fixed loan saves approx. $140,000 in interest over 25 years vs. today’s 6.5% rates. The present value of that savings is ~$70,000—and we’re factoring that into the price fairly.

Important Notes

• Must qualify for a VA loan (open to veterans and eligible non-veterans)

• Cash or second mortgage required for equity portion

• We have a mortgage broker ready to help with the second

Monthly mortgage payment: $1,846
Comparable rentals in the neighborhood run $2,200–$2,400/month.

Not yet on the MLS – prepping now.
Listed with Jan Jackson, RE/MAX – (281) 851-4438

Happy to answer questions.
– Christopher