Hello everyone. Are there any lenders here that can finance a conventional loan without a full 2 years of work history? Full work history with no employment gaps since October 2023. Currently making $80000 salary. Lowest credit score of 713 and other 2 scores both 760+. Would really like to go conventional as a DSCR with no PPP has a much higher interest rate. I know we can start with DSCR and refinance, but then you're paying closing/origination costs twice. Anybody able to help?