Hi- Anyone had any success with getting a local North Carolina bank/CC to give them a home equity loan/ HELOC on Non-owner occupied home?  I'm running into a whole load of difficulty in finding anything.  Ridge Lendin...

Hey All, Have a good deal on the table in my neighborhood, but was declined for a conventional loan bc of tightening restrictions on income. My family and I would like to buy the house together, and together we have ~...

Seems as if many lenders and banks are at a hault with doing cash out refi’s. Does anyone know when the hault will end?

Hi Everyone, I am purchasing my first SFH, and I plan to live there for a year and share 2 rooms with 2 other tenants, to reduce the cost. Then I will rent out the entire house the next year.Could you please recommend...

This upcoming change from FNMA will restrict lenders to a maximum of 7% of their loans as investment properties and second home transactions. The easiest way for a lender to restrict transactions is to increase their...

Banks like JPMorgan Chase & Co. have begun the process of tightening their lending requirements in an effort to limit their exposure in the months ahead. Borrowers will now need 20% down-payment and a credit score...

I am located in Cypress, CA (north OC area).  I have been exploring different markets for my first STR.   Initial preference…. stay close to Orange County area/self manage.  But each city in OC has different restricti...

I'm 1 year in on a home with a 3.375% 30yr fixed mortgage, the property is worth about $480k and I have about $80k in equity.I was planning on doing some major renovations and an addition which would bring the value u...

The eviction ban ended a few days ago and here are my predictions. I have talked to many more experienced real estate investors about the eviction ban ending. As much as we want another 2008 like market correction to ...

Hi GuysIs it me or the broker just all of a sudden has gotten more restrictive?? I have my eye on a 3 unit property in CA, and now everyone wants 25% down payment, where are you can do 20% before, is anyone seeing thi...