Christopher Penaflor
Term or Permanent Life Insurance?
If somebody purchases a home and wants to make sure the mortgage gets paid off if they died pre maturely, do you think permanent or term life insurance would be the better fit? Or both?
Jason DelCollo
Permanent Life Insurance as part of portfolio
So my wife and I have been fortunate financially through hard work and lots of schooling. Long story, as short as possible, we are mid 30s with $600,000 retirement/investment portfolio. We max out 401ks and backdoor R...
Jeff Quintanilla
The Banker's Code book permanent life insurance
My name is Jeff in Bend Oregon. I recently read the book The Banker's Code. That book has me excited about finance and starting my own bank but I don't know a lot about private funding.Will a private lender meet with ...
Alex Polyanskiy
What kind of savings accounts do you use in 2020?
2020 has been a crazy year in terms of savings account interest rates. What bank do you use to keep your reserves?
Samuel Garrett
Borrowing against Perm Life Insurance policy
Has anyone use their permanent life insurance policy in order to either borrow against it, or have a lender offer a loan against a forecasted cash value?Any lender recommendations that is open to this type of lending?...
Jack B.
Which High Yield Savings account for cash?
The cash pile (well digital that is) is adding up. Who here knows whether Barclays or Ally bank are a better way to go for high yield online savings account?Barclays is 1.85% per year and Ally is 1.8% for Ally bank. T...
Kegan Brenner
What does diversification look like to you!?
My wife and I are currently starting out real estate journey. 1.5 years ago we bought a dental practice, and last year we purchased our dental office building priced at around $2M with $500k in equity. We currently ma...
Akeem Wheatley
Infinite Banking Practitioners - Columbus area
I've been listening to Cashflow ninja and the real estate guys about the infinite banking concept and I would like to find some first hand knowledge. (Has BP had any guests that talked about this concept?)Are there an...
Christopher Lawrence
Leverage Insurance Policies to Invest in Real Estate
I'm an active REI at Gavin Royce Homes and I personally use this strategy. It has been a game-changer for acquiring more deals as well. Would you like to take advantage of an opportunity that creates Generational Weal...
Andrew S.
How to max 401k up to exact limit?
Good morning,So far this year, I have contributed $12k to my 401k. I'd like to contribute up to the max $19,500. I'm able to change my contribution percentage up to 75%. My pretax pay is $3912 per 2 weeks or $7825 p...