Lauren Hogan
FICO versus VantageScore?
Hi BiggerPockets - This question is for the lenders on the site. I understand the differences between a FICO score and a VantageScore. Which do you prefer loan applicants check prior to applying for a loan? and WHY?! ...
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Profit Banks Hide from Borrowers
Service Release Premium (SRP)/ Overage
Profit Banks Hide from Borrowers
"Service Release Premium" (SRP) or "Overage" is profit that banks make when they sell a Borrower's...
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REALTOR REBATES or BUYER'S AGENT CREDIT
Realtor Rebates or Buyer’s Agent Credits
Realtor Rebates or Buyer’s Agent Credit can be a Massive Savings for Consumers! In addition to shopping for the best rate, terms and l...
Craig Beebe
Zillow Shuttering Its' iBuyer Program
On November 3rd Zillow announced that it would close its' Zillow Offers group. Zillow is closing down their offers program following loses in the third quarter of 2021 of $380 million. Zillow has announced layoffs of...
Jonah Hartsburg
Consumer Sovereignty: A Gut Check for Entrepreneurs
The direction of all economic affairs is in the market society a task of the entrepreneurs. Theirs is the control of production. They are at the helm and steer the ship. A superficial observer would believe that they ...
Brian Gibbons
CFPB and Credit Repair - Beware!
Below is today's CFPBs Bulletin on Credit Repair Companies (Fraud)I have assisted Tenant Buyers get mortgages with damaged credit and high DTI since 1986.If you are recommending some credit repair companies to tenant ...
Lee Schram
investment property purchase advice
Hi BP,Looking for suggestions on how to purchase an investment property should this loan not close.Here is the situation.I am under contract on a condo in Chicago as an investment property. Purchase price 78k. Renta...
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What's the best credit protection program for the $.
Who do you guys use? Saw an add on this site once, but can't seem to find it now. It was under $5/month.
Ken Rishel
Think Lonnie Dealers are Safe from the CFPB?
On May 25, 2012, the Consumer Financial Protection Bureau (Bureau) issued a Proposed Rule (Rule) which, if adopted, would govern the process by which a "nonbank covered person" may become subject to the supervi...
Jay Yu
Commission cashback or rebate
http://www.dllr.state.md.us/license/mrec/mrecnews1.shtmlI am reading on the state(maryland) regulation for cash back. it says it is legal and also says it is not allowed. it is confusing as what to do, it also states ...