![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/4738/small_1621347135-avatar-barnardinc.jpg?twic=v1/output=image&v=2)
We should start a BOA sucks thread!This was posted in another thread, therefore, here we are.
Please share your B of A nightmares here and all you are dissatisfied about with this company.
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/1156010/small_1698920139-avatar-dariusk6.jpg?twic=v1/output=image&v=2)
I am from the Detroit metro area but I invest in Pontiac. The reason why I invest in Pontiac over Detroit and Flint is because the rent margins are simply not high enough for what you are paying for and putting time i...
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/177457/small_1621422184-avatar-kay24.jpg?twic=v1/output=image&v=2)
Hi guys. I'm in the process of purchasing a property, but I just realized it has negative cash flow when I factor in the maintenance and vacancies. However, I think one of the main reasons it has negative cash flow is...
![](https://bpimg-biggerpockets.twic.pics/no_overlay/assets/uploader_default_urls/1_news_item.jpg?twic=v1/output=image/cover=625x330)
![](https://bpimg-biggerpockets.twic.pics/no_overlay/assets/uploader_default_urls/1_news_item.jpg?twic=v1/output=image/cover=625x330)
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/204091/small_1621433011-avatar-david_zinn.jpg?twic=v1/output=image&v=2)
@Brandon TurnerHey Brandon!What's better: a 15-yr mortgage or a 30-yr mortgage?I can still cash flow just fine with a 15, so I decided to take it (PITI with the 15-yr is $550/month, while it is $350/month for the 30-y...
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/130522/small_1621418323-avatar-spedini.jpg?twic=v1/output=image&v=2)
A tenant was $100 short on the rent and paid me yesterday, the 6th, with the $25 late fee.
I'm thinking, one day, you couldn't borrow $100 for one day from someone to avoid paying an extra $25?
Let's see, $25 inter...