Hi, wondering if anyone has experience or feedback on Umpqua Bank in Oregon or elsewhere, and their residential commercial loan products?

Quick question to the community regarding DTI calculation. I know in the fannie/freddie world for a non-owner occupied property only the net of the monthly income over the PITIA is applied to the DTI. So for example i...

Need guidance on what's the wisest strategy to finance our first investment from an investors perspective. Various loan officers are saying either "refi on your home" others are saying, no "HELOC" is the best choice.
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Hi, great forum, I have a home that i currently live in with over 300k equity in it worth approx 675k. My rate is low 2% Question whats a better strategy, sell/cash out/ re invest in other properties, or move out and ...

Hi everyone and Happy New Year. I’m planning on using a 70K HELOC for my next deal. Initially my thoughts were to use all of it on a 1-4 unit that is distressed and BRRRR it. If I pursue this, it looks like my options...

I know there is quite a bit out there on HELOC's (so a link to some relevant posts would be greatly appreciated). Aside from performing some additional research, would someone be willing to provide some guidance on a ...

Hi all!I am wondering what banks offer a HELOC on a primary home at a 90% LTV. I have forced appreciation on my home and would like to take a HELOC to invest on another property but to make the numbers work I need it ...

I have about 350k equity in my 700k home.I can get my hands on some 100k properties that I can rent out ~1,000/month.If I take out 300k in equity, I know that I will have between 2 and $3000/ monthMy current mortgage ...

Hello, I am looking at one of the last options in my price range of a duplex in Auburn, WA. List price is 235,000. But rents are only 1390 a month. We are shooting for offering 215 and counting on raising rents to at ...