![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/222938/small_1621434324-avatar-cnth.jpg?twic=v1/output=image&v=2)
Hello, My husband and I are new to the world of real estate although he has been involved in renovation projects for over ten years more as a hobby and as side jobs. We both are teachers in the Kansas City Area and my...
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/82275/small_1621415790-avatar-petitmorne.jpg?twic=v1/output=image&v=2)
Hi,
Does anyone have any examples of what a HML contract looks like?
I'm thinking about taking one for the downpayment on a house (20% + closing costs) but honestly I only heard about HML/Private money a few months ...
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/731137/small_1694957077-avatar-frankc99.jpg?twic=v1/output=image&v=2)
I plan to buy my first rental property in a few months. I have money saved up. I have met with several bankers. I am learning to analyze deals. I am about to contact a real estate lawyer to set up an LLC and obtain...
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/411879/small_1694654503-avatar-rohg.jpg?twic=v1/output=image&v=2)
Hi,if I want to lend money to my friends who are investors/flippers. do I need license in NJ?What is difference between private lending and Hard lending?is there any terms and conditions like up to this amount no lice...
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/1112721/small_1718569519-avatar-kristik15.jpg?twic=v1/output=image&v=2)
An AWESOME project just finished in Columbus, OH. This is exactly the type of public/private partnership our team is working to build across the country. The efforts that projects of this nature take are massive but t...
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/656111/small_1621494814-avatar-joanb14.jpg?twic=v1/output=image&v=2)
If I have equity in my home and get a HELOC, would I have to use the equity to purchase one investment property outright? I would like to be able to cover several down payments using the HELOC and then get conventiona...
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/140469/small_1621419000-avatar-teamtim.jpg?twic=v1/output=image&v=2)
Hello,
I want to buy a house at FLint or Toledo.
How I do to buy and send the money ?
I mean, I know the email of the seller, He is ok for selling and ask for cash.
So I go to my bank, send the money and that it ?
...
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/816021/small_1621498474-avatar-benf50.jpg?twic=v1/output=image&v=2)
So I live in Columbus OH and our water/sewer is invoiced on a quarterly basis and the price for a 2000 sq ft home is about $100 per month or $300 per quarter. My question is, do most people have the tenant pay for wat...
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/744475/small_1621496547-avatar-solomonganz.jpg?twic=v1/output=image&v=2)
Hi all, I recently left a NY job I was unhappy in. I would like to move to Los Angeles and start fresh there. My goal is to get heavily involved in real estate investments to a) earn short-term money to live on and ...
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/2933742/small_1713470691-avatar-arshiyataami.jpg?twic=v1/output=image&v=2)
Me and my buddy are partnering up to get Into our very first fix and flip (we both just turned 18 & 19). We have experience in construction and have family connections. Since I just got a credit card my credit sco...