Patrick Philip
What if tenants property is destroyed from leak?
Let's say the water heater started leaking and ruins some clothes, or the roof leaks, or their refrigerator goes bad and ruins their food? Should I have to reimburse them? There is nothing in my lease that covers this.
Gulliver R.
Mobile home parks in tornado prone areas
Hi All,I have a MHP in the mid-west and I'm pretty concerned about tornadoes taking out my entire MHP (or a good portion of the mobile homes). I have mobile home insurance to cover tornadoes. But I wanted to hear what...
Josh Wallin
Aircover vs. Proper
Anyone just use Aircover and not Have an STR policy? We use Proper but it’s pricey. Thoughts on getting rid of Proper and just relying on Aircover? Is Aircover liability only or does it cover dwelling?
Rolando Garcia
Should I insure my rental for its rebuild cost or market value?
Hi all, Should I insure my rental for its rebuild cost or market value? This is if the property is completely destroyed by tornado or fire. Any recommendations? Currently I am buying a SFR for 81K, appraised at 90K
Zach Sprau
NC - Insurance for LTR that will then be used as an STR
Hello,
Hoping to get some suggestions on rental property insurance. We are getting ready to rent out our property in North Carolina so we need to change from our homeowners insurance to rental property insurance (th...
Amir Navabpour
Canceling home owners policy for homes owned without a mortgage
I have owned rentals for about 7 years and in that time I have put in a few claims. Seems like no matter what the issue is they reject it. eBay even told me after the last one that putting in claims will increase my p...
Gurjot Grewal
Handyman refusing a job because I asked to be added as additionally insured.
-small job $1300. Gutters, downspout repair, siding etc
-good reviews on angis list, has his company registered as a LLC, referred to me by a local contact
-can provide proof of insurance but will not add me to it ...
Shelby Elder
Question on DSCR Ratio
I’m a newer investor and just did my first refi on a rental property. The numbers were tight to make it fit the DSCR ratio and even though I had an insurance guy picked out, my lender said it needed to be a little bit...
Evelin Negrete
House Hacking Advice
I am buying my first house hacking property a duplex in Winterville, GA. It is on the outskirts of Athens, GA. I am looking for insurance companies that are good and affordable. I am getting an FHA Loan with 3.5% down...
Ali Brooks
Tax deed sale question - protecting your investment
I have been doing real estate for a couple years and I am looking to get into some tax deed sales and I have a few questions. My state is a tax deed state where if the tax payer does not redeem their taxes within 30 d...