![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/833322/small_1623101194-avatar-jasonj103.jpg?twic=v1/output=image&v=2)
Few would deny that the market is cyclical. It goes up for a few years then down for a few and repeat. I want to hear from other investors your thoughts about how to handle this. We are nearing that top (especially in...
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/1265214/small_1621510805-avatar-cameronl45.jpg?twic=v1/output=image&v=2)
(Disclaimer: I totally took the formatting of this post from another post by Anton Ivanov that I liked a year back!)
A Little Backstory
I am currently 30, married, no kids, living in Gilbert, AZ and working as a fin...
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/528036/small_1724968487-avatar-jasonm132.jpg?twic=v1/output=image&v=2)
The following are my thoughts on the collapse of Silicon Valley Bank and any thoughts of upcoming bailouts. As an advocate for responsible financial practices, I believe that the government should not bail out banks t...
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/34249/small_1621366972-avatar-ziv2liv.jpg?twic=v1/output=image&v=2)
I recently (...like an hour ago :mrgreen: ) went through this thread exploring the old argument between the cash flow guys and the appreciation guys.More specifically MikeOH and Nationwidepi (Mike and will) and off co...
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/458783/small_1695064185-avatar-milosz.jpg?twic=v1/output=image&v=2)
My wife and I have three houses that we rent out. This journey started about 10 years ago. We have 15-year mortgages on these. The houses are worth about $800K (TX). We are very happy with how these houses appreciated...
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/17589/small_1621359781-avatar-nchallans.jpg?twic=v1/output=image&v=2)
Many say grit and persistence keeps us going. @Engelo Rumora reminds us to be willing to keep going when you don't think you can keep going any longer. And I've learned that its about the relationships that you build...
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/159299/small_1621420179-avatar-hatya.jpg?twic=v1/output=image&v=2)
***WHY I AM DOCUMENTING THIS ***Before you read this post I want to explain why I am documenting this deal. I am where I am today because of the selflessness of a few people that had taken time out of their lives to h...
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/660693/small_1621494920-avatar-tonyw40.jpg?twic=v1/output=image&v=2)
I am a relatively new but very active newbie to REI. I have purchased my first investment property which I am in the process of flipping right now. I listen to BP Podcast in my car on my commute to and from my 1.5 h...
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/1670346/small_1621514648-avatar-michaell1009.jpg?twic=v1/output=image&v=2)
I’m just starting out. I’ve been reading like crazy, analyzing deals CONSTANTLY, driving neighborhoods, talking with my real estate agent, meeting with investors currently in my market (and other markets).But when I t...
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/46337/small_1621408687-avatar-wga.jpg?twic=v1/output=image&v=2)
Overcoming the mindset of paying down mortgages is a dilemma for me. Considering the low interest rates I am going to refinance a couple of my SFH rentals and my primary residence. It makes financial sense to me to ...