Joe Ferguson
FHA + 50% Rule = No Cash Flow?
I am having an extremely hard time finding a single deal that will work with the 50% rule using an FHA loan. In almost every case the cash flow is negative with a few around break even. This is using list price and ex...
Andrew Syrios
The Rate of Return from ONLY Principal Paydown
I was curious on what the rate of return would be on real estate from nothing more than principal paydown alone. Turns out it's not that shabby. Using my trusty CCIM Institute financial calculator, if you get a 80% LT...
Carter J.
Why should I *not* invest in turnkey properties?
Hi everyone, I'm looking to start off in real estate investing. I've done a ton of research on BRRRR, flipping, wholesaling, and a bunch of other various strategies. They all have their various pros & cons. Given ...
Kyle S.
Can you set up a legally qualified self insurance?
I am wondering if it is possible to set up a legal self insurance company for rental property insurance? I am not talking about just dropping coverage and taking the risk, and I am not talking about dropping insurance...
George Batton
Keep emergency fund or pay off mortgage?
Hi all. I'm 26 years old and just bought a foreclosure home for $86k. Fixed up, it's easily worth $120k. I put a down payment in of 40k and owe 46k on it now. My monthly payments are roughly $527 a month. I make ...
Jonathan Caviness
Starting out with little reserve funds
My wife and I are just trying to get started house-hacking and I think we may have found a great opportunity. I'm 25 and she's 23. Since we are just starting out, we don't have much for a downpayment, and have only ...
Michael Anthony
Where should i use my money
Hello I am a young entrepreneur. I do residential construction and I am currently living in a single family house that I am flipping. I plan to live here for 3-5 more years because I enjoy the house.I have money (ro...
Alecia Bolton
Note Investing: Passive Income & Taxes
In another thread, @Chris Seveny and @Tracy Z. Rewey mentioned that investing for passive income in notes (performing notes/monthly cash flow) isn't great from a tax perspective, and you should use that in a tax defer...
Claudio Golia
Reduce 401K Contributions and Redirect to REI?
Good afternoon.Just wanted to get some opinions regarding raising additional capital for REI. I'm pretty new to the whole REI adventure, been here on Bigger pockets for 3-4 months and learned a lot. My biggest barrie...
JB Park
What would you do with 150K Cash
Hello all,I am currently running small business and was able to save 150K cash so far. I am 27 years old and have no experience in real estate at all. I am living in NYC (Queens) and my long time girl friend and I wan...