Every year around this time I see threads on BP asking about your goals for the coming new year. “Put it out there, hold yourself (or each other) accountable” yada yada yada. Those of you that know me well know that...

Good morning; I've been posing questions in multiple forums, reaching out to YouTubers, calling local agents, and continue having difficulty having someone in the business that's "done it" to take the time to talk to ...