![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/121376/small_1621417812-avatar-woola33.jpg?twic=v1/output=image&v=2)
I'm struggling with the "where do you put your reserves" debate. I'm pretty confident that relying on credit cards and lines of credit may not be wise in a black swan event. In that regard, if you have $50k in a 401...
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/743007/small_1694640726-avatar-nickc115.jpg?twic=v1/output=image&v=2)
Quick background: We purchased a multi family that was to be a live in flip and to fund the purchase and the reno we leveraged our primary residence at the time. We moved into the live in flip and once the flip was ov...
A couple of month ago, a tenant I have had for 2 years told me her freezer would not always seal when she closed it. I went to the house and even though the fridge was only 3 years old, I told her i would swap out th...
I am trying to learn how to properly estimate rehab costs and negotiate with contractors. I’ve heard a lot about contractors taking advantage and overpricing. Any advice would help.
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/357417/small_1694835374-avatar-al1340.jpg?twic=v1/output=image&v=2)
I have loaned ( alot) of money to rehabbers and people flipping houses in NY and NJ.A while back I decided to try to invest a very small amount with Patch of Land ( $5000). I was tempted to invest in additional loans ...
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/276611/small_1694750552-avatar-aaronw4.jpg?twic=v1/output=image&v=2)
I had a tenant text the other day that they paid a deposit and never got a deposit statement and they were trying to buy a house and that this needed to be settled in court. I saw this and was thinking you have to be...
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/733204/small_1621496320-avatar-kyleg55.jpg?twic=v1/output=image&v=2)
Just listed my first flip. My agent did the comps and after doing my research I instructed her to list a bit lower. The property is at 20 DOM now and there has been 4 viewing with no offers. This flip is in Baltimore ...
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/27861/small_1621364204-avatar-blockhead.jpg?twic=v1/output=image&v=2)
It would be interesting to hear stories of what some of you did BEFORE discovering real estate;
Is your life dramatically different NOW? Will you or did you make it your goal to be a full-time investor? Does anyone re...
Here is an interesting article written back in 2008. It theorized that we may end up with a deflation, which in turn leads us to a hyperinflation.
This is basically what happened in Germany between world wars.
http...
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/210512/small_1651683954-avatar-jfernez.jpg?twic=v1/output=image&v=2)
Let's say you are a brand new investor. You are 40 years old and you have a family. You have $80K in your savings account, and you decide you want to invest in real estate.
Knowing what you know now, what would you...