Account Closed
refi and credit scores
Greetings All,
My business partner and I are planning to buy a homepath property. We want to refi this property as soon as possible. My question to the forum is about the credit score requirements. Are cred...
Deborah R.
Is it OK to deny this rental application?
Hi, I'm newer at this. I have written minimum requirements for renting our houses that I share with prospective tenants which includes ">600 credit score. Pattern of financial responsibility".This couple sent me ...
Elijah Williamson
How to run background and credit checks on potential tenants?
Hey guys, I'm now ready to start finding tenants for my first rental property. I just finished rereading Brandon Turners book on managing rental properties, this time with a highlighter and notepad, and I'm wondering ...
Oscar Flores
Do I need to show proof of income?
I'm 19, and I don't have a job and I've been looking in to buying a house so I could house hack and my concern is that how long would it take me to get a loan.
Thuy Pham-Satrappe
Did you know you can combine your credit lines?
Learned something new today and am super excited to share! If you have multiple accounts with the same company (for example, a Southwest credit card which is through Chase and a Chase Freedom Card) you can consolidate...
Roy Gutierrez
Refinance Primary and HELOC into new mortgage or Not?
Hi guys,
I have my primary with a mortgage that I owe $113K at 3.75% but it's an FHA loan and paying about $77 month on the FHA insurance that is for life. I also have a HELOC tied to this house, I owe 48K at 4.04%, ...
Mike Gee
Best way to utilize FHA loan in Los Angeles?
Hello, Im 25, looking at finally investing in real estate. I’ve been doing some research for the past couple months. Ive decided on settling on buying a 4 unit complex and occupying one of the rooms with a roommate fo...
Michael Surges
First Rental - Good pre-screening list?
Just listed my first rental! I'm an experienced agent in Denver, but this will be my first foray into rental ownership / management. I've gotten loads of great advice from these forums and guides already.Curious how t...
Jeremey Allen
Paying Off Old Debt, or Let it Fall Off Credit Report?
About 6 years ago I got sick and lost my job, and had to quit school. In this time, I racked up a lot of debt which I was not able to pay off. These debts are about to fall off of my credit report.My question is, shou...
Tarun Kapoor
778 TransUnion credit score but high balances.
I am new to landlording and this is my first time reviewing a credit report.
Rent: $1,100
Monthly income (before tax): $5,500
Credit Score: 778 (did not miss any payment in last 3 years)
Min. Monthly Payments: 550 (w...