![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/2276273/small_1639444647-avatar-akshayw1.jpg?twic=v1/output=image&v=2)
Hi Folks!New to real estate investing. My lender told me that the rates changed again this morning (80 basis points), so looking for recommendations here on which option is more sensible - using HELOC to buy all cash ...
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/2516409/small_1694879729-avatar-mariah99.jpg?twic=v1/output=image&v=2)
Should I only hire a handyman who is licensed and insured? What are the ramifications if the handyman is not licensed and insured?
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/1721002/small_1645023316-avatar-russellq.jpg?twic=v1/output=image&v=2)
Hey everyone!So with the deals I'm getting im seeing smaller profit margins in the DFW area. I was thinking about going direct to seller and trying to aquire off market deals myself and then flipping them or renovate ...
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/1301144/small_1696438406-avatar-rbradycr7homes.jpg?twic=v1/output=image&v=2)
One of our 7 SFHs is on an oil heat furnace. Our tenant, one of our very best, just messaged us:"FYI, when I moved in, oil was $1.69/gallon. It's now $4.85. When we responded by asking him, "any suggestions?", He res...
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/1906223/small_1633402002-avatar-saurabhk9.jpg?twic=v1/output=image&v=2)
Hey Guys,I am in the process of analyzing deals and making offers ( already signed second offer, fingers crossed ). In this process of analyzing deals, I have realized that if the property is not falling under the 1% ...
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/1874302/small_1621516317-avatar-christiank64.jpg?twic=v1/output=image&v=2)
What are some mortgage loans that I could potentially qualify for with a small income? So i have an awesome lender helping me out but I was told I could only potentially get approved for mid $200,000! My income of $30...
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/1084806/small_1621508632-avatar-kylek142.jpg?twic=v1/output=image&v=2)
I have had my water heater in my house since it was built in the late 90s and am looking to replace it in the next couple of months before it decides to fail on its own. I currently have a tank, but I'm looking to go ...
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/2181447/small_1646450140-avatar-amyr140.jpg?twic=v1/output=image&v=2)
For the longest time we've been using a bank credit card that generates no rewards. (We do pay it off every month). Next year, we've set a target to take a family vacation to Hawaii during our cold North Dakota winte...
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/2191431/small_1628356870-avatar-jessiek17.jpg?twic=v1/output=image&v=2)
Hi all,I was wondering if anyone could give me advise on landlord policy. I'll be closing on my first rental property soon, and I've been shopping around for insurance quotes. Below are 2 quotes I received: 1) $1,72...
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/2657506/small_1695913600-avatar-nickl399.jpg?twic=v1/output=image&v=2)
I have a 1000 sf 2br/1ba house that needs serious tlc in upscale neighborhood. I'm interested in maximizing rental income and would like to know if rebuilding the existing house to 2 story 3br 3ba 2000sf and adding 80...