![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/714559/small_1698423529-avatar-nicholes9.jpg?twic=v1/output=image&v=2)
Hello BP community! We’ve followed BiggerPockets for years and a few months ago I posted in the success story forum on how my husband and I went from complete real estate failure and debt to coming back and buying a $...
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/973079/small_1692638839-avatar-kimh76.jpg?twic=v1/output=image&v=2)
After over a decade of doing this, I still don't understand how the debt terms directly affect the Cash on Cash return of a deal. For simplicity, define CAP Rate (:= NOI/Purchase Price) and COC (:= Cash Flow/Total Cas...
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/206945/small_1621433205-avatar-andrelvaughn.jpg?twic=v1/output=image&v=2)
I recently got my first property under contract in the St. Louis, MO. market (Florissant, MO. to be exact). I do not have a buyers list but yet I have managed to make some great connections regarding my area where i ...
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/375044/small_1621447540-avatar-davidh85.jpg?twic=v1/output=image&v=2)
I recently got into a lengthy discussion on another thread about wholesalers and whether they bring any value to the real estate industry or not. I am interested to see what everyone's experience has been with wholesa...
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/1881509/small_1621516376-avatar-timothye55.jpg?twic=v1/output=image&v=2)
Hi everyone,
I am 24 years old have been on and off of Bigger Pockets for a bit as I save up for my first home. I am 24, live in Seattle and just closed on my first home. The property is a single family home with a s...
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/42031/small_1621407086-avatar-maxten.jpg?twic=v1/output=image&v=2)
Hello fellow BP members. Has anyone taken the training provided by Than Merrill's group Fortune Builders? I'm looking for any pros and cons in taking this or any "Guru" type training. Any responses will be greatly...
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/111395/small_1621417487-avatar-nancye.jpg?twic=v1/output=image&v=2)
A 3/1 townhouse I own in Baltimore was trashed by a Section 8 tenant who moved out at the end of 2016. I spent more than I expected getting it back in shape. Then had difficulty renting it for several months, for vari...
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/590403/small_1621493288-avatar-pmunly.jpg?twic=v1/output=image&v=2)
I'm on a Portland, OR real estate broker's email list (I was thinking about buying in Portland a few months ago) and received what appears to be a pretty alarming change the city council is trying to pass this Thursda...
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/1175477/small_1621509881-avatar-leannad1.jpg?twic=v1/output=image&v=2)
Hey guys, this is LeAnna. I am a college student in Pensacola Florida at Pensacola Christian College. I am brand new and don't even have one deal under my belt. I have talked to a real estate agent who said that wh...
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/455490/small_1626053742-avatar-camronc.jpg?twic=v1/output=image&v=2)
I am here trying to get started on the path of real estate and am finding that everyone I talk to (minus people on BP) are almost trying to push me away from the real estate world. Comments like "being a landlord suck...