Forrest Martinson
Recent engineering graduate unhappy with current position.
Hello, I recently graduated and jump on the first decent job that was offered which lead me to the great state of Alaska. I am currently working 70+ hours a week on salary. I am exhausted and frustrated. I am committi...
Eric Lawson
1st vs 2nd NPN
Hi all,I see a lot of people who focus on either 1st or 2nd NPNs, but rarely both. What are the big differences between 1st and 2nd NPNs (other than lien position)? Do 2nd NPN investors just not want to deal with the ...
Cody Brown
Dave Ramsey Investment Approach
Hey, guys!So I was wondering if any of you follow Dave Ramsey and what you think about his advice on buying real estate? For those of you who don't know, Dave Ramsey suggests a zero debt, 100% down policy for practica...
Edita D.
Hand over to collection or pursue myself?
Hey there!Our tenant owes us 3700$ and he said he is planning to file for bankruptcy.Somebody mentioned that instead of turning the debt over to collection (which charges 40% of collected debt), I can do this effectiv...
Tobey Grey
HELOC and Refi to increase liquidity?
I have a 80% LTV on a conventional loan at 3.85%. I'm wondering if it's possible to take advantage of lower rates and do a HELOC at the same time? Is this newbie thinking? I'd like to avoid double appraisal fees, and ...
Jason Harris
Can anyone tell me about the DSCR Program?
Hello
I'm in Fairview Illinois which is in the St. Louis metro area, and I have been trying to invest in real estate for a while now. I just recently heard about the Debt Coverage Ratio Program and I was wondering i...
Vinnie Da silva
DSCR ( Debt Service Coverage Ratio ) - Investor Loan
As an investor and lender, I see that a lot of people are not familiar with DSCR loan. Its a great program, specially self-employed people, which often find it difficult to get qualified for a mortgage. So I decided t...
Drew Y.
Quick way to determine if your Portfolio can Survive a Recession.
When the good times are rolling we often forget to think about the negatives. That said I decided it might be a good time to Stress Test my real estate portfolio, before I went on another expansion/acquisition round i...
Jeff Long
How to calculate cash on cash return and cash flow using HELOC
I'm new and want to make sure I'm calculating this correctly. I've searched the forums, used the BRRRR calculator, watched BP Youtube videos but haven't found the answer. - How does my HELOC factor into my calculation...
Matthew Cater
Rookie Investor Questions
Hi All,I am a real estate rookie and have some questions that I am sure others have had. I thought it would be best to get these out in the open where someone can chime in on their experience provide suggestions. I ha...