Travis Barron
Refinance: Cash Out or No Cash Out
Hello BP Members, I'd like to hear your opinion.Currently my wife and I are looking to refinance underlying mortgage on our primary residence from a 30 yr fixed @ 4.5%, to a 5/1 ARM @ 3.375% based on received rate quo...
Justin Westmoreland
How to get a loan with only 1099 income?
So I was wondering how is someone like myself who's sole income is based on 1099 is able to qualify for a loan? Most of my income from the past 5 years come from my Network Marketing/Home Based business which is a dou...
Denzel Ray
Using Hard money for buy and hold
So new to world of real estate discover it in june and been reading, listening, to podcast, going through the forums search ton of information. My plan is get into buy and hold rental and the occasional flips but main...
Elaine Ericson
Promissory Note - how to secure or any ideas to help in this situation?
I sold a mobile home giving Owner Financing (OF) (never again will I offer OF). The buyer had the mobile home demolished. Crazy I know. She is now in arrears 3 months and has agreed to deed the land back to me and ...
Phillip Lanier
Is there a way around the 90 day FHA title seasoning?
Hello BP friends,I am looking for any insight on how I can structure the following deal. I have negotiated a "sub to" deal where I will be paying the owner $3,000 and getting the deed subject to an existing mortgage....
Eric H.
A Note with an Option to Purchase
Hey BP Fam,I have been working with a motivated seller for about two months now trying to make something happen. He needs the money for another business venture and his business partner is putting pressure on him to m...
Roy Mitle
15 year vs 30 year
So I was thinking of re-financing. I have a 30yr fixed and was thinking about 15yr fixed because of the lower rates. The difference on conforming (417k) is about .75%.My monthly payment with 30 yr fixed was 2082 (4.37...
Account Closed
What are Lease-Purchase Option restrictions in Texas?
Looking for some insight on Lease-Purchase Option (LPO) in Texas. I've heard mixed reviews on whether it's legal in Texas and am interested in hearing whether others have done it and what main concerns need to be cons...
Richard J Reid
International Investor Looking To Network
Hi I live in Namibia and have been investing in USA for the past 7 years both in Memphis and Atlanta. Just came across Bigger Pockets and looks like a lot of great people and great information. I'm looking to grow my ...
Joshua M Cummings
House Hacking in Northeast Ohio
Hi BP Community, I've been pretty quiet on here so far, spending more time looking at information that has already been put out there as I know there is a TON. I'm graduating from college in May of 2021 with the plan ...