![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/1048900/small_1643902145-avatar-loganf8.jpg?twic=v1/output=image&v=2)
Peter Drucker said “Efficiency is doing things right; effectiveness is doing the right things.” I tend to agree with this statement and have been successful in helping companies identify their profit producing activit...
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/224140/small_1621434415-avatar-jroeder214.jpg?twic=v1/output=image&v=2)
I have a local credit union that will loan money to me at 2% for a term of up to 20 years. The only caveat is that i have to have an equal amount in an account with them as collateral. I feel like this could be a grea...
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/1070788/small_1696592933-avatar-adamt93.jpg?twic=v1/output=image&v=2)
View reportI am new to real estate investing and am looking for some advice to get started. Wondering if this is worth while deal.
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/42027/small_1621407085-avatar-fatnfur.jpg?twic=v1/output=image&v=2)
I would like to know... when you analyze a potential rental property deal, do you "stress test"? for example:Crank your vacancy up to 12%? Figure you expenses at refi could go up x amount due to higher interest?Or doe...
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/352515/small_1621446095-avatar-lesleyr.jpg?twic=v1/output=image&v=2)
I have 2 or 3 properties I need to free up some equity. I can not do conventional, my DTI does not work for Fannie.What rates and terms are people seeing? Which banks or credit unions are offering the best deals?
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/1049691/small_1621508090-avatar-romelaj.jpg?twic=v1/output=image&v=2)
Hi everyone, I'm planning to become a real estate agent and I can't decide which online school to go to. I'm thinking Brightwood but there are some negative comments about their course. I need help!
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/658099/small_1621494861-avatar-arlindm.jpg?twic=v1/output=image&v=2)
Hi BP Community, I am buying my first duplex and am working through the numbers. Here is some information on the duplex:Basic Info: 1941, 3B 1.5Bath, 2 BD 1 BathPurchase Price: 151KDP: 44K Rents: 22K AnnualMortgage/Ta...
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/915009/small_1625935107-avatar-bspurs.jpg?twic=v1/output=image&v=2)
Hey all! Aspiring investor from Richmond, VA. I have been listening to BP for a few months, and just now beginning to read/engage on the forums. I currently reside with my family in our primary residence, and have bee...
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/1004139/small_1621507234-avatar-cameronl29.jpg?twic=v1/output=image&v=2)
I am looking to purchase small multifamily properties in my area. I am currently house hacking a single family home that I just had reappraised (to cancel PMI) and it appears that I am sitting on nearly $70,000 in equ...
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/149122/small_1621419531-avatar-horizons.jpg?twic=v1/output=image&v=2)
Dear BP community,I have a dilemma having to make a decision between two option from a syndicator, fellow BP member.In 2016 I partnered in a syndication deal with fellow BP member. I invested $ 165K from IRA to buy a...