Looking for advice on mortgage types that can be manually underwritten. My girlfriend and I are looking to buy our first home possibly in the Bozeman MT. area. We have atleast 10 grand to put down and would be happy i...
I have a rental townhome on the market. There are four tenants, all in their mid 20s. Three are qualified and one is not qualified. These tenants are two non-married couples. In the past, I’ve only rented to famili...
Hello all,Pretty new to the forum still so apologies if this is in the wrong spot. But I have a question about conventional mortgages vs FHA. I am looking to “househack” within the next 1-2 years. I am a recent grad a...
Hey BP! I purchased my first SFH less than 2 years ago (May 2019), but am in the process of selling to live with my SO and to aggressively save to pay off my student loan debt from grad school. My house value has incr...
I searched for answers to this topic but couldn't get any information. My question is simply if i own 5 rental properties and they each are cash flow positive. How can i get a 6th one? My dti will be reaching 50%. I...
Hello Bigger Pockets Community!
I would love some suggestions on creative ways to lower your DTI?
I've been turned down for a purchase because my DTI is too high. They're holding my entire mortgage against me, ev...
Hello everyone, my name's Christian and I'm from Dayton, Ohio. I'm 20 years old and I currently hold a full time job a software support specialist. I'm also in school full time to finish up my associate's degree in so...
How far do you let your tenants get behind in rent before filing a complaint with the courts and proceeding with eviction. Also do you have last months rent as well as security deposit or only security?Also how much d...
Hi everyone,We are looking for some legal advise.My partner and I have a duplex currently fully rented and is collecting income. The title is under my partner's name and he also assume the entire loan. I pretty much...
If I did two flips last year can I file both as capital gains or would I be considered a dealer and have to do a sch C? Both were held less than a year. Thanks