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Results (10000)
Daniel Gibson Debt to Income Ratio Maxed Out!
1 June 2015 | 4 replies

My business has approximately 6 loans through our local small bank and they continuously talk about how they are investor friendly. However, they keep mentioning to us that our debt to income ratio is nearing their "1...

Ben Lukes Paying debt with a business to improve personal DTI (episode 943)
2 August 2024 | 6 replies

In episode 943 of the podcast the guest, Jeff, said that if you pay your debts through a business account for 12 months, they will no longer apply to your personal debt-to-income ratio (DTI).  Does that apply to conve...

Chris Sharp Partnership Question Regarding Real Estate
20 January 2017 | 2 replies

Hello everyone,I am trying to partner with my father -n- law on a real estate investment but its kinda of a mess. Currently my father n law owns the building and has $125,000 worth of debt remaining on his loan. We re...

Tyler Daly Too Aggressive With My Roth IRA Contributions?
28 August 2019 | 4 replies

For context, a quick background.I’m 23 years old, just graduated from college, making 45k a year (going to be relatively open here about finances because I want the most accurate feedback)I have about 60k in student l...

Michael Farrugia bank loan on a multi-family unit 5+ units
26 August 2017 | 12 replies

I have a general question about purchasing a multi-family with 5 or more units. I've heard from a few sources that banks will not question your income when looking for a loan on this many units. For example, if I were...

Eric Jan Student Loans messing with our DTI
14 August 2017 | 3 replies

Could I get some advice on priority when it comes to student loan debt vs saving for a cash-flowing property?Our combined student loan debt is hovering around 250k with avg interest of 6%Avg household income is around...

Gary L. Fisher Jr. I think I need a loan...
13 September 2022 | 2 replies

After seeking advice here on BP I've decided the next step for me is buying a four unit FHA each year for the next few years. Living in it for a year while I fix it up and moving on to the next and allow the forced ap...

Nick Dillaha Should I pay off my truck???
9 February 2020 | 35 replies

Hi! Trying to set my investing career off right. I always had the opportunity cost mindset and kept low interest debt to save for another rental property. Recently listened to a Dave Ramsey rant and he talks about pay...

Josh Gevedon Debt or no Debt
9 July 2015 | 37 replies

 So I feel like when my wife and I are ready to make our first investment happen that I will have this thought in the back of my head like "what am I doing? I still have debt on 2 vehicles and a mortgage." How do you ...

Rich S. Are my goals realistic? What is my best avenue for achieving?
2 March 2015 | 13 replies

Good day BiggerPockets folks!  First off, thanks for a great site and all the great contributions.  I have been lurking for a while, but have dreamt about real estate for years.  I am currently 33 years old, with a wi...