Jil Tin
Which are the best banks/lenders for my 5th SFH purchase?
I live in San Jose Bay area, already own four SFH properties with 4 loans+one HELOC. Planning to buy one more SFH for my primary , down 20% or 25%, leaving current primary as rental unit. I leave this rental I have ex...
Michael A Silva-Sampaio
House Hacking: Does My Profession Disqualify Me?
Hello all, I have been thinking of doing a house hack for some time now but I am not sure if my profession disqualifies me since I travel for most of the year. In order to house hack, do I have to physically be presen...
Cirilo Villar
Can 203k FHA loan be used on a property out of state?
I am very interested in purchasing my first property, which ideally would be a three or four unit. However, I live in the state of California. I do not want to invest in the state of California. I was thinking of look...
Sean Tharp
Looking to get started
Hello,My name is Sean and I am looking for some opinions. I am set on becoming a real estate investor, but I don't have much capital. What I do have is some equity in my primary residence. If I am planning on moving w...
Ethan Kramer
How to calculate HELOC and cash out refinance?
Terribly sorry if this has been asked before, how do I calculate the maximum cash-out refinance amount I can do if I already have a HELOC on my primary residence?Primary residence is valued at $375k$150k mortgage bala...
Sarp Ka
Primary 4plex, any lender do 20% on a conventional?
I spoke to few lenders they strictly only allow 25% down for the 4plex and not allowing 20% for 4plex using it as a primary residence. But as per rules, in theory I should be able to get a conventional loan with 20% d...
Dumisani Thomsen
I have 650K in equity. What's the best way to access it?
My goal next year is to double the amount of units that we have ( 8 to 16 minimum). Our focus is on smaller 2-4 unit multi-family properties, but I'm not opposed to getting a larger complex. I'm trying to figure out w...
Kevin Phu
Tax Strategy for SFR House Hack
I will be closing on a SFR soon. What kind of tax strategies should I look into and learn more about? Also, any CPA recommendations and/or tips on keeping track of expenses/documents?
Miguel Berberena
Lease renewal with second tenant moving in?
Super simple for anyone but me....I have a rental and lease is up for renewal. Tenant asked to move her fiance in which I approved. 1- Should I have them sign a new lease or should I do a renewal and add him to it? ...
Ryan H.
HELOC and Refinancing through Unitus
Hi all, I have a beginner question:I am looking into opening a HELOC and thought that this was different than refinancing.When I look at this credit union's site, I can't make sense of which they offer, or if they are...