Robert Fisher
2nd home location: Sonoma Coast or SF Bay area?
I am thinking about buying a second home. I will retire in maybe 15-20 years, and would like to live in the Sonoma Coast part time if not full time. So I need a property there. I'm thinking about buying it now; hop...
Lou Lee
Listing agent commission and services
Hello All,I am thinking of selling my duplex unit in Milwaukee, WI due to recently getting a new job that no longer allows me enough time to finish the repairs of the upper unit (lower unit is rented). Assessed value ...
J S.
Refinancing Private Mortgage Procedure
We financed the purchase of a home for our daughter. We are agreeable to refinancing the loan at a lower rate. The original mortgage was secured with a promissory note and a mortgage document filed with county. Can...
Damian Baynes
Solo 401k thoughts/ questions on strategy.
Greetings everyone!I’ll keep this one brief. Here is my situation. I started a small business which will not be my primary source of income anytime soon, however, I do have some funds from an old 401k that I would lik...
Slaiman Atayee
What do I need to verify non-standard income for a lender?
I'm a salaried employee for my company and have a standard w-2 for the majority of my income but in the last year i've started doing things on the side like the occasional wholesale deal or some remodeling work, both ...
David Meier
No more DTI, lots of equity. What’s next?
Hello All, my wife and I have 6 doors in Denver. We have a bunch of equity and have reached our DTI limit. Therefore a HELOC and cash out refi will not work. We would like to use the equity for a down payment and a...
Jason D.
Pay Down Debt, Buy Cashflowing Assets, or Fund My Business?
Hey folks,
I'm at a bit of a crossroads regarding what to do to move forward with REI. I currently house-hack a SF home but do not own any other properties. It has about 250k in equity (worth $400k, 150k note at a ...
Dave Chow
Refinance for rental property
I have a rental property which is originally purchased not for rental purpose. Now its renting out for $1550/MO. The loan has a 10-year fixed rate of 3.15. The loan balance is about $110,000(house price is about $190,...
Jorge Quintero
First Deal Analysis Feedback
Hello, all! I just made my first deal analysis on a property and wanted to get feedback and your opinion on the numbers.The house is a 3-bed, 2-bath, 1559 sq ft single family home in Houston TX. The house is in a B- n...
Brian Oberholzer
need mortgage loan asap but lack of work history
Hi first post, love these forums! Buying a home in Idaho, primary residence for my family. Looking to spend 300k, and hoping not to put 20% down, would like to go 10% or less if possible. However I'm being told I won'...