Hello!Thanks for taking the time to read and look at my potential deal. I received a quote back from the bank today: Adjustable Rate program with 20 year amortization and 20% down is 6.25% but the rate goes variable i...

As interest rates rise there will be decreased purchasing power. This automatically decreases the amount of house, duplex or whatever we can by (if a loan is required) based on the debt to income ratios that a bank of...

Alright, I know in the right situation, mortgage loans are great, what with the long term and fixed rate. I thought I'd be smart by applying for a lot/land loan on a rural farmstead I want to put on offer on. It's zon...

Hi everyone! My name is Mai Holmquist. I'm from Fresno, CA. My husband and I own a home that we both live in for a couple years now. I want to use the equity of the house to help jump start my investing. Should I refi...

Cash out refinance now or stay in HELOC?Hi all, I'm kind of at a crossroad on how to proceed? So, finally got my 1st property a few months ago. Used a HELOC and paid all cash, $150k. Fixed up the house and have put i...

I have owned a single family home for about a year and dont make a lot of cash flow from this property.  I have great tenants who pay on time and are super easy.  I live in California and manage the property myself wh...

I am planning buy a house without using a real estate agent representing me. I am have bought and sold three houses using real estate agents and quite familiar about the process. However, this time I plan not to use a...

Hi all,
I purchased a rental house back in Dec. at a low interest rate and using a HELOC for down payment and rehab costs. With interest rates rising and those of us with HELOCs with variable rates, what's the strat...

Hello all,
I am trying to figure out what makes more sense for me in my current situation. 
My current 30-year fixed mortgage on my primary residence is about $2k a month.
I want to refinance to get a lower rate in...

I'm constantly reading about REI now and I'm still not at a knowledge level where I feel comfortable to jump in. I do, however have the savings and finances to start buying properties, especially because I tend to be ...