Dumb question, but when a lender says 7 year fixed w/ 15-30 year amortization, that's just an ARM correct?

I am trying to weigh my options on if I should go with a 5/1 ARM or a 30 year fixed mortgage. I was leaning towards the 5/1 , because

1. I could get a cheaper interest rate initially

2. I don't plan ...

What would be a better option for the 20% down payment on a commercial property - using all cash or taking out a home equity loan or partial of each?Using all cash would hurt my reserves, but would be able to cash flo...

I recently purchased a home listed on the MLS for a good value. It was owned by HUD but listed like any other home for all to be able to buy.I submitted a property value request to our Texas county appraisal district ...

I've been talking to several banks about loan programs for rental property. Most require 15 to 25% down, which I expected. The thing I didn't expect, however, is that it seems that virtually all of them are looking a...

Hi everyone, I've been flipping for a couple years now and I'm working on making this recently rehabbed home into a rental. (BRRRR method of course) The bank is offering a 30 year fixed at the price I purchased the ho...

Hello,
I was made aware that there is a product called a SOFR DSCR refi... it's an adjustable rate refi. Can anyone with experience w/ these types of loans comment on: pro, cons, experience and lender used.

thanks

Commercial Real Estate Newbie question here!  
I purchased a 7500sqft, 5-unit office building under an LLC that I use for my RE Investments. I purchased for 410K and the building appraises as-is at $520K.  Current re...

Just bought single family in Scanton PA. Extensive work isn't needed but definitely all cosmetic. If you know anyone in Scranton PA looking for some work please have them reach out to me. Current guy trying to charge ...

Hi everyone, looking to get into the land flipping business, but am a complete newbie. Been looking at different coaches and came across Ray Zhang of Virtual Land Flip on a few Youtube videos/podcasts. Has anyone been...