Morgan Stelly
Self-Employment History - Less Than 2 Years
Hello! I have many years of W2 income with no gaps. Recently (April 2022) I left my W2 job to start working for myself. I have made a consistent income from my client of around $11k/month. I tried applying for a conve...
Erik Kubec
Solo 401k Equity Trust Company, Single member LLC: 1099 income not eligible?
Hello folks,I have had a Self Directed IRA at Equity Trust Company for a couple of years and highly recommend the company.As part of our retirement plan, my wife and acquired 4 investment properties as follows: 3 SFR...
Shaun Kiernan
Tenant Sourcing and Application Fees
I'm looking for direction on how to go about charging application fees. We've been bogged down with many inquires via Zillow rental manager, and about 85% of the inquirers are underqualified. What is the best way to g...
Marquell Jones
Having trouble with getting my first property
hello BiggerPockets. I have found a great house in my market. I just spoke with my mortgage broker earlier today and he told me since I am 1099 wage earner that it is going to be hard for me to get any type of loan f...
Serafin Fernandez
Tenant Bank Statements
Hello All,I am a new landlord looking for advice. My properties are Class C properties. I have recently asked for two most recent bank statements. What is it that you look for in a bank statement other than income ver...
Vinnie Da silva
DSCR ( Debt Service Coverage Ratio ) - Investor Loan
As an investor and lender, I see that a lot of people are not familiar with DSCR loan. Its a great program, specially self-employed people, which often find it difficult to get qualified for a mortgage. So I decided t...
Ryan Friess
Cash Out Refinance - Anyone else Struggling?
Hi all, first-time poster here, and new REI in South Florida needing a little bit of guidance. I've naturally been pretty frugal, and before getting into real-estate, I paid off the majority of a small, 30-year mortga...
Elani Sevilla
Excited to connect!
Hi everyone!
I’m Elani, and while I’m not new to BiggerPockets, I’ve never officially introduced myself! I’ve always been interested in real estate investing and have been saving up while living with my family for th...
Orlando Paz
How should I market myself via business cards when starting out
I have heard that networking and handing out business cards is key for a real estate investor. I can't help but wonder, what exactly do you show on your business card? as a newbie, there's a good chance that you have ...
Randy Wiley
Homepossiable vs. Homeready
Today my wife and I found these two other ways for getting a loan for rentals. My question is has anyone else used either of the two to get off the ground? Was it helpful? Any insight will be very appreciated thanks.