Naeem Kapasi
Suggestions on Credit Unions?
Hey guys! I am moving from cold Norway to (extremely) hot Houston in May this year and I am trying to figure a few things out before I move over. I am trying to figure out which Credit Union to use (I have heard that ...
Yvette Dietrich
Prospect that takes too much time to respond to credit check
Hi, I have one prospect that has sent me a rental application/documents and I had sent them an invite from a tenant screening company. They have not responded (invite sent Thurday, August 15 and no monies were col...
Corey Dutton
Loans for Bad Credit Don't Reach Homeowners
Since the credit crisis of 2008 and 2009, homeowners and prospective homeowners with bad credit, have had a hard time obtaining home loans. Although the credit limits were lowered for FHA loans, many high net worth...
Chris Sones
Denying applicants?
Are you suppose to send a letter after you have reviewed an application and you find that the applicant isn't suited for a rental? If so I'm wondering about what things are acceptable to deny an applicant. Obvious rea...
Torrey McGraw
When do you ask for background/credit check for applicants?
At what point in the application process do you ask an applicant to submit a background and/or credit check? Is it in conjunction with the rental application? Or is it after you've reviewed the application, checked re...
Robert Granara
transferring property to LLC and personal guarantee
I am trying to find out if I can transfer property to an LLC for the purpose of lowering my DTI and lowering my debt on my personal credit report...And if the bank asks for a personal guarentee will that show on my cr...
Linda Thomas
New tenant screening help
Hi everyone,
I wanted to know if I can reject an application for a potential new tenant if they failed to answer all the questions on my rental application that are important for instance: the below questions were l...
Art Maydan
Credit Run Buy Unknown Sources Multiple Times
My lender sent me an inquiries form that lists everyone who's run my credit this year. Two of the companies are the other lenders I was talking to before going with this one, but a few run my credit multiple times and...
N.A N.A
What's the best credit protection program for the $.
Who do you guys use? Saw an add on this site once, but can't seem to find it now. It was under $5/month.
Patrick Desjardins
SSN Issue
Hey guys,I have a file where the SSN that was provided to us returns an invalid credit report. The note seller is out of business (no surprise). We don't have the original loan docs in the collateral.Inside the collat...