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Results (136)
Steven Ellis 30 vs 10 year fixed at current mortgage rates
4 December 2016 | 28 replies

I'm looking at buying a property to live in and eventually rent. My lender is suggesting a 10 year fixed vs a 30 year right now due to rates. My strategy is to keep the home long term so to me a 10 year doesn't seem l...

Ben Sowers Secured note vs. equity syndication
24 June 2021 | 5 replies

Hi all,I'm buying my second 4 unit in Wash Park, Denver with a small group of investors and am hoping to get feedback on two different approaches to structuring it.Approach #1 is to buy the home in my name with a 75% ...

Joshuam R. Holy H.E.L.O.C. Batman! Que es esto! REVISED
9 September 2022 | 11 replies

This is my question, I am looking at these two products, what are your thoughts?Fixed-Rate Equity Loan
The best part about our Fixed-Rate Equity Loan is stability. This is a great option if you’re in need of a specif...

Varinder Kumar Umbrella insurance or LLC for rental
20 June 2018 | 36 replies

I'm trying to be extra cautious incase something happens at my rental in which I would need more coverage. My friend put his rental in a LLC and he states it will cover him if there is a lawsuit etc.  My realtor was r...

David Schach 50% rule seems extremely arbitrary
27 February 2015 | 10 replies

I am very familiar with this rule of thumb, however it seems so misguided and arbitrary and takes into account almost nothing other than a base rental assumption.Say you've got a 10 unit building and most tenants are ...

Laverne Moore Loan or Line of Credit
25 July 2023 | 20 replies

Just starting out.  Using equity. Should I use a Loan or Line of Credit? Should I use a Mortgage Company or Credit Union? In the Houston Market, should I fix and flip or house hack a duplex? 

Robert Reynolds Should I pay off my primary residence early?
17 July 2018 | 7 replies

Hello,I will soon be moving to Texas for work. I plan on buying my first home out there, but I am also planning on beginning to invest in buy and hold properties soon after I move. My wife and I will both be getting p...

Aaron Briggs 2-4 unit with 3-4% down with LPMI
13 December 2017 | 12 replies

Wife and I decided we want to ‘house hack’ (owner-occupied multiunit) our first home purchase. We have 800 FICOs combined gross income $150k. We know very, very little about RE but have read a few forums, the Ultimate...

Understanding APR on Loans
30 October, 2023