Just thinking out loud here. I hear comments along the lines of, "jump in while interest rates are low/before they go up" all the time. I was wondering what the effect would be if they go up.

Always having be...

Hi there,
I was recently looking at an FHA owner occupied mortgage for 1-4 units.   My lender said that we could count 75% of the rental income towards income towards my debt to income ratio.
However, I recently cam...

Is everyone else finding that loan officers are completely unresponsive and unprofessional? I own 8 SFRs, and am looking to refinance several of them either to pull out some equity or to lower interest rates. These ar...

Ok so what would you do if you were us. Supposedly my sister in law (and kids, husband) could be losing their house. We have been down this road with a friend and was burned. So I will ask just because it's family. We...

A couple of weeks ago, I was at a local car wash waiting for my truck, & I called a mortgage broker about some info I sent him to get pre-qualified for a loan. A man standing nearby overheard part of my conversati...

Ok so for first time new investors, i went to multiple of banks and there is no such thing as no money down or 3 or 5 percent low down payments, its normal 20 or 25 percent down, so only way i see to profit from rent...

As I understand it a bank will loan 80% to the investor directly, and then the seller takes out a 20% loan to finish off the remaining amount the investor couldn't muster up. Is this correct, and if so how would th...

Hello everyone,My name is Derek Sharrard and I am from Bay City, Michigan. I recently just closed on my first Investment Property (Buy and Hold) and wanted to discuss it with other people who are starting out. Hopeful...

I am curious to know from the BP members at what level of leverage on your real estate investments do you feel that you can sleep at night peacefully?

One of the REI books I've read said that even if you have a morta...

I havent had a credit card since college 8 years ago, I am a renter, and my score is 600 at last check. I don't really have any way for my credit to get better other than just wait it out.

How do I improve my score?...