![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/182346/small_1621431543-avatar-psailhamer.jpg?twic=v1/output=image&v=2)
If I were to purchase a property solely with private lenders (say 3-4 different individuals) using debt financing (i.e. I own the property and they are the 'bank'), in addition to the Promissory Note should I also sig...
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/200526/small_1621432768-avatar-dickeys3.jpg?twic=v1/output=image&v=2)
Good morning everyone.I am a real estate investor in the Charlotte area, and I am currently looking at different opportunities to fund a new project we just acquired. We acquired the property at a phenomenal price (ho...
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/1737034/small_1697107775-avatar-shivas8.jpg?twic=v1/output=image&v=2)
Private student loans: 115k
Public student loans: 113k
Mortgage: 135k
Salary: 45k
I have 2 tenants that slightly more than cover my mortgage of $850. I only pay 1/3 of utilities and like $200 for HOA. I refinanced...
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/2901579/small_1703222384-avatar-warrenf22.jpg?twic=v1/output=image&v=2)
Hi! I'm new to this group. I recently joined because I want to network with likeminded individuals in L.A. I am not new to the real estate game. I have bought and sold a duplex back in 2020. I am also a private mon...
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/636095/small_1621494332-avatar-jonathant47.jpg?twic=v1/output=image&v=2)
Hi BP fam.I have been trying to understand this for some time, in my area hard money lenders won't do loans if the person purchasing the property with the loan plans to move to the property after rehab, what is the re...
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/2335463/small_1694855546-avatar-kvs.jpg?twic=v1/output=image&v=2)
I wanted to make an offer on a mixed 1000 sqft mixed use property in Southern Cali. The property has a residential unit upstairs and a commercial unit downstairs.They both have their own mailbox address, front and rea...
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/2229915/small_1629782553-avatar-ikennao5.jpg?twic=v1/output=image&v=2)
Hello fellow BiggerPockets members!
I'm thrilled to be joining this incredible community of real estate enthusiasts and investors. My name is Ikenna, and I'm excited to embark on my journey as an aspiring real estate...
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/808569/small_1621498128-avatar-alexjb.jpg?twic=v1/output=image&v=2)
So I’m new to this so either this strategy might seem fairly simple to some or maybe it’s a terrible strategy. 3 family owner may have a property for 800,000. Could you have them agree to selling it to you for $600,00...
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/1068675/small_1621508378-avatar-robertr305.jpg?twic=v1/output=image&v=2)
I've bought and sold a number of homes in my life , and even flipped a couple but I've always used conventional financing. Lately I've run across a couple properties on the MLSthat's say hard money or cash only , bri...
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/2865875/small_1698588464-avatar-joela149.jpg?twic=v1/output=image&v=2)
I originally posted this in the Lending forum, but after reviewing, I believe it is more appropriate in this space.I own a bare parcel of commercial property in Montana that is unencumbered. I have a buyer that would ...