Best product around. I have a 1st lien position HELOC interest only (simple interest not amortized) for primary/secondary (80% ltv max) and non owner/investment (75% ltv max) for purchase or refi. 30 year draw period ...

In addition to a Cognovit Promissory Note, I have a Personal Guarantee from a borrower who has defaulted on a loan. I have already initiated foreclosure proceedings.
Does anyone have experience using a Personal Guar...

Can underwriter request for my credit card statement if I only use credit cards and my monthly statements shows direct deposit from my day job and payment to credit cards?

Hi,Both credit unions for a 500K HELOC is with no closing cost (lender covering it). Credit Union 1: Rate is prime rate +1%, 10 year draw period. Introductory rate for 1st 12 months is 3.99%.Credit Union 2: Rate is pr...

As far as I can tell I have definitely set up my key word alerts on here but never receive an email or anything when people use the words? Help would be appreciated. Thanks

What happens to HELOC on your primary residence if the market crashes and the property value goes down significantly? Do you still get to keep the home equity line?

Hi, Can anyone explain the difference between jumbo and conventional loan?What is the limit for jumbo loan?Is it good to go with jumbo or conventional loan?

Just wanted to see what some of your thoughts are on the debt crisis and how it will affect real estate in this next cycle. There are a couple of things I'm seeing now: 1) crisis in Europe and to a lesser extent Asia ...

I have a SFH rental in Northern California with a $200k HELOC balance (in second lien position). My first is a 7/1 ARM at 2.684% and one year into the term.Are there any lenders that would refinance my HELOC into a fi...

What would happen to my credit score in the end if I were to use an interest free credit card to finance a flip, flipped the house, and paid back the card?I understand that my score would initially go down b/c I am us...