First, I'm confused as to what exactly caused the housing bubble of 2007. It sounds like people were unable to pay their mortgages, thus resulting in foreclosure, but why were they suddenly unable to pay in the first ...

Now that I have your attention, I'm open for suggestions as to how we avoid the inevitable.

I've been reading and studying up on the financial problems that keep growing here in the U.S. Here is an article that has s...