Adam Aust
What counts as rental income for tax purposes
I’m preparing to buy my first rental property soon. My question is about the taxable portion of the rental income, specifically, money that is set aside for repairs, vacancy and capX. Is that money considered as incom...
Brianna H.
Benefits of 401(k) over Property?
My husband's and my goal is to eventually use rental income as our retirement income. We currently have one rental home and are looking to have ~10 within the next 20 years. So the question is...what is the benefit of...
Dawn Anastasi
Cashing out a Roth 401k
I have been told all my life in saving into my 401k that you need to save the maximum that you can. So for many, many years I have been saving the absolute maximum allowed by the government every year into the company...
Chris Calabrese
Anyone choose to pay penalties instead of quarterly taxes?
After my first year of self-employment, I have found out that the interest rate on underpayments is currently only 3%. Does anyone intentionally not pay quarterlies, knowing that they can invest that money and make m...
Jonathan Shnoravorian
Is Cash Flow Taxed and as What?
Might be a stupid question but - is Cash Flow Taxed? I've heard some people say that cash flow goes "straight to your pocket and it's all yours" and others say don't forget you pay taxes on it. Well, which one is it? ...
Vincent Sottile
Investing in index funds through brokerage vs ROTH IRA vs IRA ??
I have been investing in VTSAX through a joint brokerage account. I'm debating if I should start maxing out a ROTH IRA or regular IRA in addition. From what I understand you can withdraw from a ROTH at any time, so it...
Felipe Ocampo
Roth Conversion Ladder while minimizing taxes
My wife and I plan to retire in about ten years. We will probably have $500k in taxable accounts and $500k in 401Ks. Initially we will draw about $40k each year from our taxable accounts. Since withdrawals from taxabl...
Brian Andrews
Tax lien investing agents/ Tax lien investing funds
Hi Everyone. I'm looking for a tax lien investing agent that you have had a good experience with. Also who to contact about investing in tax lien funds. FYI I live in Florida. All responses are welcome and appreciat...
Lue C.
What are you investing in with your IRA?
I have been researching REI with IRA money. Here are some of my thoughts, and I would love to hear what you think? More importantly, what are you investing with your self directed IRA and why.There are many tax bene...
Roger Kim
Section 121 and gift tax
I'm in a somewhat unusual situation that I have questions about. I co-own a home in CA with a friend. Essentially he wanted to live in his own place but didn't have the money and I figured buying a house with him at t...