Chris Calabrese
Anyone choose to pay penalties instead of quarterly taxes?
After my first year of self-employment, I have found out that the interest rate on underpayments is currently only 3%. Does anyone intentionally not pay quarterlies, knowing that they can invest that money and make m...
Felipe Ocampo
Roth Conversion Ladder while minimizing taxes
My wife and I plan to retire in about ten years. We will probably have $500k in taxable accounts and $500k in 401Ks. Initially we will draw about $40k each year from our taxable accounts. Since withdrawals from taxabl...
Brian Andrews
Tax lien investing agents/ Tax lien investing funds
Hi Everyone. I'm looking for a tax lien investing agent that you have had a good experience with. Also who to contact about investing in tax lien funds. FYI I live in Florida. All responses are welcome and appreciat...
Curtis Cutler
cashing in 401k? rethinking retirement.
Hello all, I'm trying to rethink my retirement plans. I lived in NYC and worked for the city until I was terminated for not taking the covid vaccine. There's a lot more to the story. We had to move to SC. I have a 401...
Jonathan Shnoravorian
Is Cash Flow Taxed and as What?
Might be a stupid question but - is Cash Flow Taxed? I've heard some people say that cash flow goes "straight to your pocket and it's all yours" and others say don't forget you pay taxes on it. Well, which one is it? ...
Vincent Sottile
Investing in index funds through brokerage vs ROTH IRA vs IRA ??
I have been investing in VTSAX through a joint brokerage account. I'm debating if I should start maxing out a ROTH IRA or regular IRA in addition. From what I understand you can withdraw from a ROTH at any time, so it...
Lue C.
What are you investing in with your IRA?
I have been researching REI with IRA money. Here are some of my thoughts, and I would love to hear what you think? More importantly, what are you investing with your self directed IRA and why.There are many tax bene...
Corey G.
Contribute to a Roth SDIRA with rental income only.
So I quit my job in 2022 and so for the last year I have been working strictly on my properties. I never bothered with logging my time (because it was a hassle and I didn't think it would be much benefit) but now I'm ...
Bill Krenz
Flipping houses inside self directed Ira
I’m looking to flip some house with my self directed Ira. I will loan the money from a private lender through my self directed account. Seeing what the proper way to set it as for ubit tax if that applies and how peop...
Bradley Bismark
How to use other people’s money
Hi, I need some advice on how to use other people’s money without creating a tax liability.Situation is; I have a family member who is willing to lend me money toward a deal. What is the best way to receive and use t...