Brad Crosby
How do I verify a tenant that is Self-Employed?
I am looking to fill my first rental! I have a potential tenant that has been self-employed for the past few years. She claims $4,000 monthly income. How would I verify that? Am I allowed to ask for tax returns, bank ...
Rodney Morris
customer provided credit reports. Yes or No?
Hello all,I recently signed up with Cozy.co and put a unit out for rent. one of the applicants contacted me about not using the Cozy credit check and asked if they could provide their own. They have a subscription to ...
Brian Bufalini
For BRRRR, how is credit age affected with repeat refi's...
Just finishing up David Greene's excellent book on BRRRR, and the whole idea is to refinance after the rehab when your appraisal will be a lot higher (and hopefully you can pull out all of your cash or more). However...
Joy Allen
Your opinion please 😃
Hey allI have a condo on the market that is a bit of a unicorn according to my agent. It's a almost 1000 square foot condo with an open format . Basically a one level loft.
The price per square foot is Right on Targe...
Yos W.
Chapter 13 in 2012, credit score 780, rent or pass
A family of 4, Moving from out of town. they filed a chapter 13 in 2012 to keep their house in socal. due to recent job they had to move, will have a contract job for a year at local college. current credit score is 7...
William Fritsche
Need advice
I am looking for a owner finance deal in FL.I have a good credit score but low cash funds to put towards a deal.What are my options or advice you can offer me?Thank you,
Eli L. Ku
How much time can or should i refinance per year??
I was wondering about hard money lending then going back to get a refinance through an actual bank?? I now this strategy was talked through the book, but how many times a year can you refinance without actually hurtin...
Curt Davis
Skewed Property Data Sources
So from time to time we come across affiliates who sell our properties through their marketing platform and we have also worked with lenders in the past that have semi-desirable financing terms for either foreign buye...
Rodney Watson
Hard / private money lending question...
Is there any way I can purchase buy and hold rentals using hard money with the idea of refi in 2-4 years because my credit score is 615, so I think I'll need that time to qualify for more permanent funding. I have 40k...
Marcel B.
FICO Score: Best way to increase it.
Hello,I plan on buying my first multifamily this summer with an FHA loan. My lender said that I need a min. 650 FICO score and that they "take the middle score". My scores are as follows:Experian FICO Score 2: 586Expe...