Brice Pufahl
Introducing myself to the group
Hi everyone!
Wanted to introduce myself to the group. I'm new(ish) to the RE world, as well as the FIRE movement. (Wish I had thought about retirement and real estate 20 years ago!).
My wife is 4th generation Mo...
Wells Mangrum
Should RE investors maximize IRA contributions
Hello,Should real estate investors maximize IRA contributions? To answer this question I will assume the following conditions regarding the investor:1) Aged 40.2) High income as a physician: currently in the top ta...
Joe Miller
What next?
Hello BP.First off, a general thanks for the support given a few years ago as I progressed into real estate investing.Here is my story and what I am looking for. I have 5 years left on HELOC at which time we could ea...
Daniel Mahlmann
Pension plan options . What to choose?
I have 2 pension plans. One Of them I have to start collecting on. There are multiple choices . The bottom line is I’ll be liable for a lot of tax & I want to minimize that. I can up my 401 to 25 k a year, & a...
Matthew Schwenke
Solo 401k options for full-time W-2 employees
I'm a full-time employee with no recent self-employment income. My employer does not offer any retirement benefits and I will be in this job for several years. I already have a Roth IRA with stocks, and I know there's...
David Stein
Depreciation Recapture + QBI
Hi fellow RE investors,
Quick question, I have been reading on QBI and I know that passive rental income qualify for the 20% deduction from QBI. However, when I sell the rental property, does depreciation recapture ...
Gerald Amasol
Best way for children and grandparents to invest together?
Hi all, weird question time. My in-laws are retired and are cash rich but can't qualify for loans because they are on fixed incomes. Conversely, my son and daughter are working and have qualifying incomes but no dow...
Charles Cowin
Pensions, Roth ira’s, and taxable accounts.
Good morning everyone. I’m a 26 year old union electrician in north central Illinois. My fiancé is a 24 year old public school teacher. We both get pensions at 59 1/2. On top of that, I’ll be starting 2 Roth IRAs this...
Kate C.
Capital gains and tax bracket
I'm considering selling a 4plex we've held for 6 years. I file jointly and we are able to put enough of our income into a retirement plan that we can be below 89,000 in income (including rental income). Does this enab...
Emma S.
Hard Money Lending as a business?
Hi, I'm fairly new to RE investing. After reading and learning so much on BP, I'm considering starting out with passive RE investments (HML and mortgage notes). I read the threads on becoming a HML. I'm thinking of se...