Hi everyone, what are the usury limits for a private money lender in the state of Arizona? I read it was 10% in a few different places but that can't be right, that is so low. I also noticed you have to be licensed to...

My husband and I are life long residents of Atlanta and have decided we are ready to invest in buy and hold properties in the Atlanta area and anywhere else that would be a great market. I am in healthcare and he is a...

When choosing a private money lender, how do you weigh the importance of flexible loan terms versus fast closings? Which has had a bigger impact on your deals, and why?

Hi BiggerPockets - This question is for the lenders on the site. I understand the differences between a FICO score and a VantageScore. Which do you prefer loan applicants check prior to applying for a loan? and WHY?! ...

What’s ideal for first time Home buyers, work straight with a conventional bank or a Mortgage broker?

Hey BP members,Can you exceed the VA loan limit when buying more that one unit (duplex, 3 plex, or 4 plex). I have heard it both ways... so I am trying to find someone who has actually bought a multi family unit that ...

well due to the whole financial crisis and government takeover of one of our biggest mortgage lenders all the mortgage companies made their lending policies extremely strict and realistically now a buyer needs to have...

Hi everyone,
My name is Sandy Pathak. I have been working as as IT PM for number of years and I am looking to start investing and get my feet wet so that I can be financial independent and don't have to rely on my jo...

If you control a property through a lease option, can you, after an established amount of time, claim the income from the controlled property in an effort to acquire financing for it?

Hello again,So, my current bank requires me to wait a whole year before they calculate net income or net loss on my first rental property.Needless to say, I am not thrilled because I bought undervalue (20%) and forced...