Moses Villarama
Cash reserves, excellent credit, variable income. Where to start?
Hey BP community!My wife and I live in LA and are looking at buying real estate. We’ve got a decent chunk of liquid reserves and credit scores above 800, but we can’t get a loan because our income from 2020 and 2021 w...
Boris S.
Do term variable rents make sense in house hacking?
Hello, some time ago I posted this question about house hacking a MF home. I have since decided to move forward on a SFR property, where I will be renting out the spare rooms. Wondering what your thoughts are on varia...
Jacob Perez
Who's swapping into the low variable rates being offered?
Hey Guys,Thought I'd provide a friendly heads up for everyone. The banks are getting realllly competitive with their variable rate offerings right now. If you currently have a variable, it's a super low penalty to swa...
Amie Lamb
How to estimate variable expenses for deal analysis? (Orlando)
I am wondering if any of you would share the numbers YOU use for estimating repairs, vacancy, capex and PM? I have used the BP calculators and things I have learned in the podcasts to come up with my own deal analysis...
Jeff Petsche
Variable Landlord-Paid Expenses. What are the typical % used?
When factoring the variable landlord-paid expenses, what percentages of GSI are "typically" used (rule of thumb) for the following:Vacancy (I've been told conservative is 10% and if deal still works at 10% then you sh...
DG A.
Chart predicts the San Francisco Rent using 3 variables
I found this awesome article:https://medium.com/@andersem/a-guy-just-transcribe...TLDR:It’s a chart that almost perfectly predicts the San Francisco housing market using only three variables: The number of jobs locate...
Robin Valadares
Variable or Fixed rate mortgage with my new deal?
Hello BP Community,I'm probably raising a question that may have been discussed in previous threads. In any case I was hoping to get some advice with my new deal.I have the following 4 scenarios regarding going with a...
Garen T.
Variable HELOC or fixed at this point in the economy?
I'm currently building a duplex that I'm funding using HELOC money on 2 properties that I own. I'm going to be maxed out on a rental SFR and I'll be close to maxed out on my primary residence. Total funds loaned will ...
Margharita Silva
loan options advice for variable income on second home purchase
hi, I have a situation where i own a condo which i bought in cash and have a tenant in it who pays on time. I am a renter myself in another state. I want to buy another property - even possibly in the same condo buil...
Graham Howell
Direct Mail: To use or not use variable field data
Ive got about 500 post cards in the hopper, ready to be sent out. They are (in my opinion) designed well, eye catching, and with a clear message. However, they do not contain any variable field data aka Dear "Mary" I ...