Skip to content
×
PRO
Pro Members Get Full Access!
Get off the sidelines and take action in real estate investing with BiggerPockets Pro. Our comprehensive suite of tools and resources minimize mistakes, support informed decisions, and propel you to success.
Advanced networking features
Market and Deal Finder tools
Property analysis calculators
Landlord Command Center
$0
TODAY
$69.00/month when billed monthly.
$32.50/month when billed annually.
7 day free trial. Cancel anytime
Already a Pro Member? Sign in here
Pick markets, find deals, analyze and manage properties. Try BiggerPockets PRO.
x
Results (10000)
Drew Morton Advice on refinancing mortgage
13 April 2023 | 8 replies

I am looking for some advice on how to proceed with my current situation. Back story:I purchased my first and only investment property in 2017 using a 30 year conventional loan with I believe around a 5% fixed interes...

Mark S. Primary Residence: Refi Options - To Cash Out or Not?
10 August 2020 | 2 replies

I’m weighing options on whether or not I want to refinance my primary residence. I am in no rush necessarily to pay off my home, so we can leave the debt free vs not debate for another thread. I am also only interes...

Ruth Schrader-Grace What is better when it comes to a loan for STR, MTR, 2nd home/vacation home?
16 August 2024 | 16 replies

It's easy to go with conventional as most are versed in that product yet there are so many other options out there. It seems the few lenders I've spoken with all want to direct to conventional vs anything else. Is it ...

Sandeep Shukla Cash Vs Finance
31 July 2024 | 10 replies

All,I am new here and new to commercial real estate investing. I do have a few single-family homes rented out. This will be my first apartment building investment. I could use some advice from experienced investors he...

Kyle Kline Which HELOC Is Best?
2 April 2024 | 7 replies

Hello,I am hoping to gain some advice in deciding between multiple HELOC options. I have researched several options through banks near me and am having difficultly knowing how decide which to choose. Any advice is wel...

Anurag D. Take Equity Out (DTI maxed out, DSCR almost 1)
14 February 2022 | 4 replies

Hello,

> Assumption:
- Single Family residential rental (one-unit) (CA) with good (~45%) equity built .
- DTI maxed out for Conventional loan requirements (Freddie-Fannie based loans)
- DSCR just reaching...

Theo Z. Mortgage Options: 5 Year or 10 Year Fixed?
21 August 2017 | 4 replies

Hello and thank you for reading. Bottom line up front: Is it a reasonable assumption that Cost of Funds will be higher than 3.50% five years from now? Additional Info: I'm purchasing a 24-unit in Pittsburgh and am com...

AJ Satcher Which Matters More: Lower APR or Lower Monthly Payment?
14 March 2022 | 3 replies

*Title Edit: Which Matters More: Lower Interest Rate or Lower Monthly Payment?
Novice Investor here
Would it make more sense to go with:
- higher interest rate
- less money down
- no PMI (bc of higher interest ra...

Ryan Jacques DSCR Terms Opinion
21 June 2024 | 11 replies

Hi all, I just received the below term options on a DSCR new purchase loan (780 credit score). I'm curious to learn if these seem in the reasonable range including the fee amounts.  I'd also like to ask if the rate di...

Kevin Vasquez Acquiring a DCSR loan and needing help picking a scenario
7 February 2024 | 18 replies

Hello everyone.
I picked up a small condo in the Bradenton FL area off a wholesaler and recently rehabbed it. Everything is done and I am considering using a DSCR loan to pull a cash out refi. I've typically only had...