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Results (3183)
AJ Wong Never. Stop. Learning. 20 years around mortgages and just discovered 2x1 Buydowns!
2 April 2023 | 1 reply

As primarily a buyer's broker the increase in mortgage rates has clearly made some investments and property purchases prohibitive. One part of the solution could be a 2x1 mortgage buy down. As I understand it, buyer's...

Michael Gibek Positive cash flow residential rental mortgage - pay off or refi?
21 January 2019 | 2 replies

I’m trying to see if I can optimize our financial situation with respect to our rental property that has been cash flow positive since put into service back in 2014. Any recommendations or suggestions are welcome.We f...

Tom Server I need liquid for a down payment how to get it
9 March 2024 | 2 replies

So, I kind of of got myself into a pickle. To shorten the story. I'm supposed to close on 2 properties this month.one property is a rehab which wants cash. 105k the other property is a investment property. 25% down. 5...

Adam DuCharme Escrow Minimum Balance
12 August 2024 | 4 replies

My mortgage was sold to another institution last year and it seems like they handle escrow differently. My previous bank would pay the taxes and insurance when due and collect those balances equally throughout the yea...

Tim Mcbee Assumption with a unpaid balance
29 October 2015 | 5 replies

I was driving for dollars recently when I found a great opportunity for a rental.After a week of search and calls I found the home owner. He attempted to put the home under bankruptcy about 2 years ago and it "fell ou...

John Ford Rental cash-out refi options with "just ok" credit
1 May 2016 | 13 replies

My current home has $154k balance on my mortgage and would conservatively appraise at $300k.I'm closing on a new home next month that I'll be moving into and I plan to put my current home on the rental market for $180...

Samuel Metcalf HELOC or cash for primary residence/investment duplex
11 April 2024 | 10 replies

I'm all over the place on this one with a mix and match conundrum.
I've got a duplex that's been awesome for me. It's got a $200K mortgage on it with a value of... at least $325K. Best case $400K. I've been eyeing up...

Ryan Diehl Refinancing or keep current heloc
20 January 2025 | 3 replies

First time investor. I bought a single family home for cash in November, did the renovations and now have tenants. To pay for this, I used a heloc on my current home. Question- do I keep the heloc I have and just pay ...

Nick R. Newbie in DFW
19 March 2013 | 4 replies

Hi all, I currently have 8k in cash, about 14k in my 401k, make approx 52k/yr from my job and own a townhouse with a balance of 60k and is worth anywhere from 80-90k.

I'm considering selling my townhouse and purchas...

Jo Turner What do rising interest rates mean for investors?
12 October 2018 | 2 replies

With interest rates rising up to 6%, are you still buying long term rental buy and holds or are you hoarding your cash and waiting for the market to turn?