I'm looking to buy a house soon. I have the down payment and all. However, I'm 24 with a credit score of 731. I'm afraid I won't qualify for a conventional loan on my own because I don't have that long of a credit his...
I recently heard about VantageScoring and did some research. Thought I'd share what I found here with all of you.
What's Your VantageScore?
Since the 1970’s credit bureaus have used FICO scoring as the main model...
Okay so I am a newbie looking for his first investment.Some background.. I live in Bethlehem, PA (Lehigh Valley) and graduated from Lehigh University last spring. I have a job with the electric company (a fortune 500 ...
I've read a lot about refinancing and how it is a good thing. I have a few thoughts that for me feel like refinancing may not be the best thing.My primary residence I owe about $309,000 and it is currently worth about...
Hey guys, I'm fairly new to this forum but have found numerous good examples of rental suggestions and such. But let me give you my background. I just turned 20 years old, don't have a large down payment (Can get mayb...
Getting a Heloc, hopefully around 120K. It's a fixed loan product, need to borrow full amount by end of Feb to take advantage of 10y at 4.49%. It being long term and fixed is perfect for what I intend to do with it, j...
Hi, I’m hoping a Lender or anyone with this knowledge can chime in. My wife and I are looking to buy a (2-4) small multi family unit property here in the Portland, Or metro area. This would be an owner occupied proper...
What are your minimum requirements set for an applicant to pass when screening possible tenants? Such as credit score, verifiable income compared to rent amount, clean background, etc. Thanks,Luke Jackson
I’m 19 years old, I still live with my parents where I fortunate enough to pay no rent. I don’t have any student debt, I have a good paying job where I make 18.55 an hour. As of now, I put 20% of my paycheck into a R...
Hi there,I'm new to this forum. My husband and I just bought and started renting out our second property (besides our home) and I'd like to buy one more property this year. But the thing is that although we own all ou...