Steve Chan
Why keep money in your 401K?
If your 401k provides a low rate of return and you know you can invest your money at a higher rate of return than the fees associated with withdrawing your money plus the opportunity cost of leaving your money in the ...
Sharlene Burch
$50,000 to invest... where is the question?
I have around $50,000 in a 401K and I'm wondering if I should leave it where it is or if there is another investment that would yield more money in my retirement years, which could start as early as 2-3 years from now...
Account Closed
Are SDHSAs the same as SDIRAs?
Some SDIRA custodians also offer SDHSAs. On the funding side, IRAs and HSAs are different animals. Retirement account (401Ks, IRAs) contributions must be made from earned income. HSAs, on the other hand, require on...
Eric Carr
How much $$ reserves do you want to potentially semi-retire?
I have 11 units in the Twin Cities. My total of all annual expenses is about $220K- everything, insurance, haircuts, leisure travel, property taxes, etc all included in there
I dont want to semi-retire any time soon,...
Sean Calvillo
My plan for investing
Hello,I want to invest retirement funds for down payments on CT multi-famiIy homes (and single family if finances make sense) for the purpose of passive rental income. I plan on also using non-recourse financing so I ...
Faustino Ramirez
How to use money from my 401K to fund my first purchase?
Hello,I have 260K in my current employer's 401K and I want to start investing in multifamily buildings for passive cash flow. My goal is to replace my W2 income (5K) with passive cash flow from real state investments ...
Patrick Bunn
Using Retirement Accounts for REI
I just read The Book on Tax Strategies for the Savvy Real Estate Investor. It is a great book. And based on something I read in there I asked myself “how can I use my 401k to invest in real estate?”Setup:Toward the en...
Pat Jackson
What if I don't want cash flow?
I just listened to the August 1, 2018 podcast "7 paths to financial independence". Really great episode. They talked about the following method for those who don't want to be super active in real estate:Buy one hous...
Steve Michaels
Residual value of rental properties in retirement portfolio?
Long time lurker, first time poster… let me start by saying a big thank-you to everyone here for what I’ve picked up over the last few months – very valuable resource. Sorry for the long lead-up to the question…
I’...
Account Closed
Financial planning - What's a plan without considering real estate?
Retirement / financial planning are extremely important tasks. My biggest beef and frustration though is that the vast majority of planners fail to consider real estate and other investments when building a plan.
As ...