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Results (10000)
Kristin Horowitz How much in reserve for house purchase after closing costs and restoration?
31 March 2014 | 3 replies

I was thinking . . . I'm planning on saving all my extra income to put a down payment on a rental property in the near future. (And I have never been a homeowner.) I realize that it will likely need repairs and imp...

Andrew P Angerer Looking for a dscr loan, 75% ltv, low cash reserves, 680 credit.
24 September 2022 | 4 replies

We were in the process of refinancing a hard money loan on a property, looks like we are about to be declined because we only have about 10k we can show right now.  The big problem is that between this and another hom...

Robert M. How much in reserves for a flipper to get through a recession?
7 October 2019 | 4 replies

Experienced flippers who have weathered a recession well: how much is “enough” when it comes to cash reserves?  I see 6 months as a rule of thumb.  Is that accurate?  I’m assuming that this includes salary to self + c...

Artur A. How much cash do you recommend having in reserve for rental (SFH)
28 May 2022 | 3 replies

How much cash do you recommend having in reserve for rental (SFH converted to a duplex)? The house is old, 1916. The roof is new, and the furnace & AC is 2011.

John O'Leary Should the Federal Reserve Raise Interest Rates or Not? Join the Debate.
21 March 2023 | 4 replies

In light of recent events such as Silicon Valley Bank's collapse, some economists are now calling for the U.S. Federal Reserve to pause interest rate hikes or even cut rates to relieve stress on banks. However, with i...

Mary Joe Miami condo crash due to insurance and new HOA mandatory reserves requirement??
20 March 2023 | 5 replies

Any FL or Miami experts out there?  What is the condo market like these days for the $500K budget? 
What s your take on the new mandatory condo HOA reserves requirement and also the insanely high insurance cost these...

Zac Kucharek House Hack - What should I shoot for in Reserves after Move Out
20 November 2023 | 9 replies

-first time home buyer, looking to buy in Medium sized Metro area, 2-4unit property to live in one and house hack, then move out after 1-2 years.(Question)How much I should aim for in reserves for a house hack after m...

Alex Silang What series of events can blow through 6 mo worth of reserves?
11 October 2021 | 6 replies

Not counting COVID of course. 
Does anyone have a story of cutting it close? I've been fairly lucky myself. My expenses and vacancies are spread throughout the years. 
I don't want to get cocky though. 
Thanks!

Mike Jaquith First Rental Property - Wait to build cash reserves for positive cash flow?
24 April 2024 | 5 replies

I am just starting out in my hunt for my first property. I live in the suburbs of Portland, OR.On most properties I'm seeing, if I put 20% down, most, if not all, of these properties are negative cashflow in the amoun...

David Lutz The Myth of Cashflow – and understanding how to reserve properly and model.
15 August 2024 | 86 replies

Let me start by saying I am all in on RE. I have an MBA, spent years learning about RE before I pulled the trigger. And when I did, I bought 5 houses worth over $1M in 18 months with only $100K of my own money. So I f...