I am a non occupying coborrower, on a rate in term refi, attempting to purchase my first home. The issue I am running into is lenders having an overlay requiring 12 months of payment receipts in order to dismiss this ...

CPA’s, accountants, and loan officers please chime in but obviously don’t provide anyone with tax advice, but does my logic make any sense?I was told once by a lender that debt service is not considered profit. For e...

Good Morning Everyone!In 2020 my wife and I Purchased a 2 family house in Massachusetts for 380k and the interest rate is 2.75%(FHA Loan). If I knew what I knew now i would've not went with FHA due to always having PM...

I was running the numbers the other day comparing stack vs snowball for my 4 rental property mortgages and I wondered if there was a 3rd option for debt repayment specific to mortgages. For a mortgage your payment...

Hello, my question is about being debt free. As I have been getting my personal finances in order by being debt free and having a savings. I was wondering should I do the same with my investment properties? And does a...

Hi we are still planning a upleg and 1031 exchange.  Partners owned the downleg 50 -50 Only one owner wants to be on the loan and the lender says thats ok because we're putting  a lot down on the uplegI was wondering ...

Is this a thing in the commercial lending world?

27 year old male, 730 credit score, 40% DTI, no student/car/medical debt, first time home buyer looking for estimated max loan amount
Hello,
I understand that this is a case by case question with many variables in...

Hello,I am new to the mortgage process and I wanted to get an idea of how much I might qualify for if any but I’m finding the process rather difficult. I called lending tree and they put me in touch with quicken loans...

Many people feel you should be debt free before buying an investment property, while I feel if numbers are right that investment property can help you pay off the debt although theres definitely risk. What do you all ...