Good morning; I've been posing questions in multiple forums, reaching out to YouTubers, calling local agents, and continue having difficulty having someone in the business that's "done it" to take the time to talk to ...

Hi,I was reading an article a few days ago that said 40% of Americans can't come up with $400 if they had an emergency. I couldn't believe almost half the country is that broke. The median household income is 60k, so ...