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Results (10000)
David Ten High DTI Home Equity Access
29 January 2024 | 10 replies

Hello Hello,I need to access My Equity But my DTI is High, this some information :- My Equity is about 240K- My Mortgage Payment = $ 1750/Month ( include everything ( PITI ))- My W2 = $4700/month- My Credit Score 690 ...

Christopher G. hard money loan or save
28 February 2020 | 5 replies

I am coming into a little bit of money and have a dilemma... I have about 10K coming and debating to pay off credit card balances down to 0 each, as well as a certification, or use that money to invest in a property. ...

Cameron Moore Cash Out Refi Personal Home for 1st Rental?
25 July 2019 | 1 reply

Hi Everyone, Let me start out by saying I’m new and trying to learn so please bear with me! To give a breakdown about my current status see below:-I’m 25 with a fiancé and 1 yr old -Credit Score is 637-First time home...

Evan Polaski Is Floating Rate Debt still Bad?
17 April 2024 | 3 replies

I just posted a similar discussion to LinkedIn, but would love to get your insights here.  This is concerning syndications, and specifically directed to those that are truly open to making syndication investments (if ...

Natalia Gutierrez Pay debt or start buying Real Estate right away??
2 October 2020 | 12 replies

I am a 33 year old, with $98,000 in student/car loan debt with an average interest rate of 6%. I have been working and saving all I can for the past 3 years and I have $50,000 saved until now. I am debating whether I ...

Tariq Hakeem What Everyone Should Know About Debt
2 April 2021 | 6 replies

Good debt vs. bad debt
Debt doesn’t have to be a bad thing. Taking on some debt might allow you to achieve your goals or fulfill your dreams. Borrowing money can help you complete your education, purchase a home or f...

Hank Powell Non Occupying Borrower Overlay HELP
9 January 2021 | 13 replies

I am a non occupying coborrower, on a rate in term refi, attempting to purchase my first home. The issue I am running into is lenders having an overlay requiring 12 months of payment receipts in order to dismiss this ...

Marquise Bailey-Dillard looking to buy a single family home now!!
8 January 2024 | 13 replies

Good Morning Everyone!In 2020 my wife and I Purchased a 2 family house in Massachusetts for 380k and the interest rate is 2.75%(FHA Loan). If I knew what I knew now i would've not went with FHA due to always having PM...

Jeff S. Overcoming high debt to income ratio
20 October 2015 | 6 replies

I have a very high debt to income ratio, and even though all of my properties are cash-flowing significantly, and my debt obligations are more than covered each month, I'm having a hard time finding anyone to lend me ...

Jake LaRoche To buy now? or after me and my partner have a good foundation.
14 January 2024 | 3 replies

heres a loaded question that i felt like made sense to put in the Lending category. me and my father are partnering up to build a large real estate portfolio. full transparency I'm sitting at about a 590- 600 credit s...