Nick Kalinski
Student Debt Hindering Mortgages From Banks
Long time reader, first post. I recently graduated with an enormous amount of debt (>150,000). This is causing my debt/income ratio to be too great for many traditional lenders. I currently generate $3,200/month wi...
Jack B.
Are you investing for cash flow or appreciation - greater Seattle
When I first started learning about this stuff, I read many blogs that said cash flow first, everything else is a bonus. That has been a good safety net and has helped make me FI. However, that said I've also noticed...
Zach P.
FICA TAX Question (EMPLOYEE and EMPLOYER/EMPLOYEE SIDE BUSINESS)
I'm hoping a tax expert can answer this question I have. In my current job, I make close to the fica cap which my employer pays both employer and my portion as the employee. I only contribute the matching 5% to my 401...
Nick Ferrari
Strategies on increasing tenant rent
Iron Sharpens Iron. I want to hear your most effective ways at increasing rent from an already existing tenant.I personally write up an email or letter 60-90 days out from renewal explain that their rent will be going...
Patrick Y.
Is using the VA Loan actually worth it for investing?
The benefit of the VA Loan is that can you put can out zero down, but that means higher monthly payments and near zero cash flow. It also means that a majority of your payments are going towards interest and and not ...
Laurin Wilson
Future Investor wants to buy this year
Hello all!My name is Laurin and I am a Future Investor! I started my journey about a year ago, taking on extra work and saving my a$$ off, diligently. I've been keeping my eye on the market and trying to educate mysel...
Abdul Hassan
House used to be in a flood zone, has 10% cap rate
Hi everyone, newbie here looking for some advice.I'm looking at a 4 family rental property in Bound Brook NJ. The house is in the part of town that used to be a flood area, but since they've completed the "flood cont...
Brandon P.
Multiunits 8-15 unit. What US region to look at ?
I live in California and looking to buy an 8-15 unit complex in the mid west or southern states but I'm open to other areas. I was going off the Landlord friendly state map 2021 What are some good cities to look at?
Aaron Akins
Refi: 15yr vs 30yr; Cash vs HELOC
Hello All!
I’m needing some advice and I’m hoping to get several opinions/points of view with respect to 15yr vs 30yr and cash out refi vs HELOC on my primary residence and a decision that I’m trying to make which al...
John Park
Are the Condo Fees Too Expensive? - First Time Homebuyer Advice
Hello,
Not sure if i'm in the right place, but any help is appreciated. I'm a first time home buyer, looking for a condo for primary residence. I was interested this place:
https://www.zillow.com/homedetails/12...