![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/1813436/small_1696865531-avatar-ozgurl.jpg?twic=v1/output=image&v=2)
What type of insurance would I need as a homeowner in NY? Will landlord insurance be good enough or will I need one or all of the following:1) Dwelling policy 2) Builders risk policy 3) General liability Umbrella
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/58873/small_1621412730-avatar-mswholesaler.jpg?twic=v1/output=image&v=2)
I am a real estate wholesaler. If I am correct, investors/buyers are concerned with equity and/or cash flow. If a property does not have that much or any equity, can it still be a good investment if it cash flows?
H...
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/1105589/small_1621508960-avatar-thadeous.jpg?twic=v1/output=image&v=2)
Hey team - Would love your thoughts for this situation: (BLUF - my tenant has had to deal with appliance issues for almost a month through no fault of her own, and I want to try to make that right).My tenant let me k...
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/220017/small_1695835526-avatar-jamaalm.jpg?twic=v1/output=image&v=2)
Hey BP, If I find a property on the MLS how would I contact the seller. Also how does all the contracts work. Does the realtor get paid from me or the seller.
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/2637355/small_1695038171-avatar-waynea50.jpg?twic=v1/output=image&v=2)
Helloi was looking to invest in a multifamily thats being sold As is. im a contractor in RI not in MA.ive heard if city finds out they will make you rip it out, how true is this ?this multifamily is not full gut job,...
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/730043/small_1621496260-avatar-anitag8.jpg?twic=v1/output=image&v=2)
Hello all,I am a investing realtor from Chicago and have a potential wholesale deal however the only thing holding me back from making writing up the contract is the fact that the seller wants the buyer to pay for clo...
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/10259/small_1694563553-avatar-sniper.jpg?twic=v1/output=image&v=2)
Is there a way to research for junior liens (judgments, mechanic liens etc) without going to the courthouse?
Perhaps there is a website that provides such information on a state-to-state basis...
Thanks
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/952649/small_1621506171-avatar-airchan32.jpg?twic=v1/output=image&v=2)
Hey Guys,I am getting close to the settlement day acquiring a foreclosed property and something came up in my mind about unpaid utilities at a foreclosed property. Does anyone know if the utilities happen to remain un...
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/381910/small_1621447997-avatar-sarahp6.jpg?twic=v1/output=image&v=2)
Looking for insight from experienced fix-and-flippers or rehab-ers. We rent out a few properties at this point but recently have gotten approved for a home improvement loan, similar to that of a 203k.We found a house...
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/1534059/small_1621513296-avatar-lisae58.jpg?twic=v1/output=image&v=2)
From this and other threads, it seems that HML often (always??) charges points in addition to the interest rate being charged. And I know in one other situation that when the borrower needed to extend the loan, they ...