I have a unique situation that I cannot seem to find a very clear answer for, hopefully the BP community can assist.My wife and I got married last September and now live together in a house we purchased together. Befo...

I will be getting married in a month, and would like to make sure I am setting us up for the best possible situation with our investing going forward.  I currently own our primary home in my name, as well as 3 investm...

How could I independently find out what the par rate is for a particular conventional loan? I know I could just ask the loan officer, however I am trying to trust but verify. :-)

Does anyone know of a lender (other than hard money) who would lend on an older house?I purchased a house in Miami built in 1925 in my retirement account.  I would like to get it out of my retirement savings and get a...

Can any lenders who do conventional lending tell me how wide a snapshot you’d take of my debt obligations when calculating DTI? Like, does the short-term debt service I have now really hamper my borrowing capability f...

Hello all I've just recently purchased my first home using an FHA loan. I am aware that there are certain requirements to have two FHA loans out at one time. My question though is if you refinance from a FHA loan to c...

What type of commercial/portfolio loans exist for those looking to owner-occupy either a SFH or MFR?I don't qualify for conventional Fannie/Freddie loans due to the lack of income reflected on my tax returns.I'm curre...

Hey guys,First time post here and I just want to say I’m excited to be here. I recently acquired 3 properties via land contract. My question is: how, or if, this will affect me getting a bank loan going forward? Thanks!

Is there a happy medium between a conventional loan and a hard money loan? I'm in a pickle because I have enough cash to buy about 50% of the property I want but I can't qualify for a conventional loan. I have great c...

Hi all. New here and hoping to get your advice.

I put an offer on a condo for 119k$ short sale which the bank accepted.

Bad news is banks won't finance the deal due to less than 50% owner occupancy.

One lender t...